11 Cheapest Maldives all-inclusive water villa resorts

97247_15081712160034406358It’s hard to imagine a better combination than a beautiful Maldives holiday in a water villa with the freedom of knowing that everything you want is already paid for upfront.

There are many water villa resorts in the Maldives that offer all-inclusive options, and quite a few where that’s the only option for every guest. There are also many resorts that offer full-board and half-board, and those might be better options for some people. We’ve already compiled a list of the best Maldives all-inclusive water-villa resorts, and many of those are actually quite cheap as well.

Many of us like to shop by starting with the cheapest thing and going up the list until we find the one that suits us best. For that reason we’ve compiled TWO LISTS BELOW:

  1. Cheapest Maldives fully all-inclusive resorts
  2. Cheapest Maldives water villa resorts with all-inclusive options

It would be wise to look at both lists because the cheapest resorts tend to offer an all-inclusive option in addition to half-board and breakfast-only options.

Also, be aware that there are three similar classifications for these resorts and it’s important to choose the one that suits your style the best. In almost all cases, most non-motorized activities and water sports will be included in all plans, even the breakfast-only plans. So the “all-inclusive” options are generally about meals and drinks.

  • Half-board – Breakfast and dinner included, but not alcohol
  • Full-board – Breakfast, lunch, and dinner included, but no alcohol
  • All-inclusive – All meals included and non-premium alcohol included

Choosing the best option for you

Needless to say, when alcohol in “unlimited” quantities is included the price goes up by quite a bit. If you are non-drinkers or prefer no more than 2 or 3 drinks per day you will probably save money choosing a full-board plan and buying the drinks yourself. And since lunch is relatively cheap and you might be out on dive boat or other excursion that includes lunch, the cheapest option of all for light drinkers is the half-board.

5 Cheapest Maldives fully all-inclusive resorts

1 – Chaaya Lagoon Hakuraa Huraa Resort

  • Water villas: 70
  • Total rooms/suites: 80

97247_15081712160034406343With 70 water villas and only 10 island suites, the Chaaya Lagoon Hakuraa Huraa is a smaller private-island resort that offers excellent value. The all-inclusive plan is among the cheapest in the Maldives, yet the restaurant and other services tend to get rather good reviews from guests.

The diving and snorkeling near the resort are also very well regarded, and there are two daily free boat trips out to the prime spots as well. Considering the reasonable room rates, the rooms themselves are a really good size, and each has the classic glass floor section so you can observe the sea life immediately under your water villa. Each also features a mini bar, private deck and steps that lead into the ocean below for easy swimming and snorkeling.

  • Low season online specials from US$403 per night
  • High season online specials from US$687 per night

>>>More information about the Chaaya Lagoon Hakuraa Huraa Resort
>>>Check rates

2 – Adaaran Prestige Water Villas

  • Water villas: 20
  • Total rooms/suites: 20

165225_15122118250038660822With only 20 water villas in a special section of Meedhupparu Island that it shares with a sister resort, the Adaaran Presige Water Villas Resort is a solid 5-star property where all guests are on their generous all-inclusive plan. Each large water villa has a jacuzzi out on its private deck, and a glass section inside the room to observe the sea life below. They also feature a mini bar, air conditioning and the option of in-room massages.

The water villas here also come with a personal butler, so even demanding guests will get as much attention as they need, or as little as they want. In this middle price range there is a lot of other choices, but few that can compare on amenities with this one. Give this one a good look and check for online deals for your own dates before booking elsewhere.

  • Low season online specials from US$884 per night
  • High season online specials from US$1,113 per night

>>>More information about the Adaaran Prestige Water Villas
>>>Check rates

3 – Centara Grand Island Resort & Spa

  • Water villas: 62
  • Total rooms/suites: 104

161911_15081715290034429945With 62 water villas and 42 island rooms and suites, the Centara Grand Island Resort is a solid 4-star hotel with a lot going for it. Each water villa has a private Jacuzzi spa and a rain shower in its bathroom. They also come with an entertainment system, Wi-Fi, a living room area, a mini bar and a section for preparing coffee and tea.

The all-inclusive plans here come in two forms. The main plan, which is mandatory unless you upgrade, covers all food and non-premium drinks at most restaurants. They also offer the Island Club level of all-inclusive which includes another premium dining restaurant, premium drinks, and a few other activity extras. Both get very good reviews from guests so choose whichever suits your budget.

  • Low season online specials from US$1,005 per night
  • High season online specials from US$1,131 per night

>>>More information about the Centara Grand Island Resort & Spa – Maldives
>>>Check rates

4 – Adaaran Prestige Ocean Villas Resort – All Inclusive

  • Water villas: 40
  • Total rooms/suites: 40

97258_15122117130038658647Just remodeled completely in 2009, the Adaaran Prestige Ocean Villas consist of 40 water villas in a private section just off the island that is home to sister resort, Adaaran Select Hudhuranfushi Resort. Each water villa comes with a personal butler, so the moderate price for the all-inclusive plan is a better deal than it first appears.

Guests have access to 3 restaurants and several bars, as well as the restaurants and bars on the island adjacent the resort. There’s a surf beach here, which is one of only a few in the Maldives at resorts, plus great scuba diving, snorkeling, and even tennis and badminton. Those who love to fish with also find fishing and crabbing.

  • Low season online specials from US$694 per night
  • High season online specials from US$770 per night

>>>More information about the Adaaran Prestige Ocean Villas Resort
>>>Check rates

5 – Lily Beach Resort And Spa – Maldives

  • Water villas: 56
  • Total rooms/suites: 119

41483_15060415140028499678With a very generous all-inclusive plan that is mandatory here, the Lily Beach Resort is very popular with guests, many of whom return each year. The smaller 16 water villas are just perched off the island, but the 40 even larger water villas are beautifully set out into the gorgeous lagoon, with the reef just outside of their balconies.

Outside of the rooms, guests will find restaurants and bars serving a large selection of various plates and drinks, a dive center, great for those who love to scuba dive and much more, including a 5-star spa. The low-season online specials here are phenomenal, so this should be one to check early in your search to see if the deal is available for your dates.

  • Low season online specials from US$864 per night
  • High season online specials from US$1,639 per night

>>>More information about the Lily Beach Resort And Spa – Maldives
>>>Check rates

6 Cheapest Maldives water villa resorts with all-inclusive options

1 – Meeru Island Resort

  • Water villas: 106
  • Total rooms/suites: 286

12159_15060819350028947817Among the largest resorts in the Maldives, the Meeru Island Resort has 106 water villas to go along with 190 island rooms and suites. They offer an all-inclusive option at quite a reasonable price, but they also have full-board (no alcohol) and half-board (breakfast and dinner only) options that might suit some people even better. This makes it so that the resort is truly accessible to all, making it a great choice on this list.

A large resort like this comes with many benefits including a very long list of water sports and activities, plus a great number of restaurants and bars to sample. The smaller class of water villas are a nice size, but one step up gets you a larger villa and a personal Jacuzzi, at only a small increase in price, so you’ll want to keep that in mind when booking your stay..

  • Low season online specials from US$400 per night
  • High season online specials from US$610 per night

>>>More information about the Meeru Island Resort
>>>Check rates

2 – Kuredu Island Resort

  • Water villas: 50
  • Total rooms/suites: 300

Kuredu 3Another of the larger Maldives resorts, the Kuredu Island Resort has 50 water villas and 250 additional island rooms and bungalows. The all-inclusive packages are very popular here, but the lesser options are worth considering for certain guests as well. This is an ideal resort for a family or large group, since each couple can opt for the plan that suits their budget and tastes best.

You’ve got all the water sports and activities you could imagine, which is another benefit of a larger hotel like this, and there’s even a small 6-hole pitch and putt golf course. With appealing online special rates year round, this is a fine option for those trying to keep their budget low and still do the all-inclusive thing.

  • Low season online specials from US$520 per night
  • High season online specials from US$688 per night

>>>More information about the Kuredu Island Resort
>>>Check rates

3 – Vilamendhoo Island Resort

  • Water villas: 30
  • Total rooms/suites: 184

12171_14020414300018244604Quite an amazing value, the 30 water villas at the Vilamendhoo Island Resort each come with a private Jacuzzi. They were only built in 2010, so they are fresher than the 200 island rooms and suites that are also available to guests. The all-inclusive plan here has an option that just comes with the meals, and a Plus option that includes alcohol and some other extras, so it’s a good choice for a mixed group where not everyone drinks.

The water villas are quite large, especially in this price range, and they are well appointed with luxuries including a 4-poster bed and an iPod docking station with sound tower. You can choose from among 4 different restaurants and several lounges, including a sports bar, which is a rare treat in the Maldives for sports nuts and has become very popular among guests staying here. The online special rates are very appealing all year round here as well.

  • Low season online specials from US$538 per night
  • High season online specials from US$690 per night

>>>More information about the Vilamendhoo Island Resort
>>>Check rates

4 – Adaaran Club Rannalhi

  • Water villas: 15
  • Total rooms/suites: 115

79088_16051918050042503837With only 16 water villas to go alongside 99 beach bungalows, the Adaaran Club Rannalhi Resort offers excellent value with its all-inclusive plans, plus other options to suit guests who prefer to go at least a bit a la carte. The full-board option is perfect for those who don’t drink alcohol and don’t want to pay for it for others. Rooms here feature fun amenities like a private deck and a ocean viewing glass floor cutout, that allows you viewing access of the sea below without having to put your bathing suit on (in most rooms).

The house reef here gets high marks so the snorkeling and scuba diving are quite good. There is also windsurfing, water skiing, and various forms of sailing, plus some scheduled nightlife, which isn’t true at most Maldives resorts. In the modest price range this is a good option, with very good online special rates all year long.

  • Low season online specials from US$571 per night
  • High season online specials from US$787 per night

>>>More information about the Adaaran Club Rannalhi
>>>Check rates

5 – Veligandu Island Resort

  • Water villas: 64
  • Total rooms/suites: 76

41486_14020513340018253647A very well-regarded 4-star resort, the Veligandu Island Resort has 64 water villas and 12 island rooms. The smaller 10 water villas are of reasonable size, but the others are all quite large and include a private Jacuzzi on the deck. The all-inclusive plan here is very generous and popular but other plans are available as well.

Each water villa has a large flatscreen TV and an iPod docking station, among many other luxury amenities including a mini bar, fridge and a partially open air bathroom with a lovely rain shower (in the jacuzzi villas). This is a popular resort that gets a lot of repeat bookings, and the modest prices are certainly part of the appeal. There are good family facilities and even a football pitch here, so it’s a great resort for groups.

  • Low season online specials from US$513 per night
  • High season online specials from US$757 per night

>>>More information about the Veligandu Island Resort
>>>Check rates

6- Filitheyo Island Resort

  • Water villas: 16
  • Total rooms/suites: 125

12145_15061013580029141352A solid 4-star resort with a rather remote location, the Filitheyo Island Resort has 16 water villas to its 109 beach villas and suites. The all-inclusive option is the most popular here, but the other plans offer even better value for some, so it’s a good idea to look at each of them when considering booking a stay here.

The diving center here has a great reputation, and there is a long list of other water sports including sailing and windsurfing, plus volleyball and a fitness center. There’s also a popular spa here offering beauty and rejuvenating sessions. The low-season specials make this an excellent value among all-inclusives, and the high-season rates are still quite reasonable considering what you get.

  • Low season online specials from US$694 per night
  • High season online specials from US$933 per night

>>>More information about the Filitheyo Island Resort
>>>Check rates

Top photo by Christian Steen on Flickr


  • Hamidreza Ghaderani says:

    Dear freind
    We need one room over water banglow in Meeru Island
    resort on first of December for one week full board.
    Could you send me your best offer for two adults?
    Best Regards
    Hamid Ghaderani

    • Roger Wade says:


      You’ll get the best rates for the Meeru Island Resort by booking online. Just click on the “check rates” button below the resort, and you’ll see the best prices available. -Roger

  • Amanda says:

    Need an over water villa for honeymoon. 2 adults on a budget what is there?

  • Suzanne says:

    Hi, My fiancé and I ate planning our honeymoon to the maldives. Because of our budget we won’t be able to stay in an overwater bungalow the whole time, what resorts do you recommend for staying in a regular room then switching to an overwater room?

    • Roger Wade says:


      It’s hard to recommend a specific resort for getting an upgrade, but I can tell you that you’ll have much better chances if you book at a resort with a high ratio of water villas to island rooms. For example, if a resort has 20 water villas and 80 island villas, then being the island guest to get an upgrade is unlikely. But if you book at a resort that has 50 water villas and 30 island villas, your chances are much greater.

      These resorts will generally just keep booking the cheaper island rooms, even after they are all booked up, because they know that they can upgrade people to empty water villas and they will be thrilled. Your chances are also better outside of the high season, which is December through February. Best of luck and congratulations. -Roger

  • Csyak says:

    Hi, i am planning a honeymoon trip to maldives on 24 to 27 may 2017. We plan to saty at water villa, however our budget is limited. Only $1000 for all including seaplane transfer if any.

    Do you have any suggestion? Thanks.

  • Shar says:

    May you please tell me when the rainy season is? Would like to plan for Aug 2017 for honeymoon but not sure if Aug is a good time to travel.

    • Roger Wade says:


      The “rainy season” in the Maldives is June and July, but that just means that there might be a few days in those months where it rains off and on the whole day instead of just for 20 minutes in the late afternoon. So in June and July you might have 1 or 2 days in a week if you get unlucky where you have to stay under a roof. But most likely it’s still just a quick rain-shower here and there, and those are usually over in well under an hour. August is a good month, although there is always a chance of those tropical rain showers. Have a great trip. -Roger

  • Ayla says:

    Can you tell me just how much rain falls in a day from mid April to mid-May? I mean, approximately. Time-wise?Like, it is hours of rainfall or just quick showers? I’m planning this for two years from now, so I really don’t want to go and end up being stuck inside due to storms/wind/etc.
    Any suggestions are welcome!

    • Roger Wade says:


      In the Maldives they nearly always get quick rainstorms, typical of Tropical regions, where it gets cloudy in the late afternoon, rains hard for 15 to 30 minutes, and then starts clearing up again. During June and July you can have some days where it rains on and off all day, but those days are rare even then. In April and May you might get a few of those quick showers each week, and that’s it. There is almost no chance of rain lasting more than an hour a day that time of year. Have a great trip. -Roger

  • Mike says:

    Hi pal,
    We’re looking at honeymoon in a Water Villa next July. on holidays we do like our wines (& beers, me) so I take it all inclusive would be the smartest move? we’re planning around 10night stay so at least some activities on the island would be nice.
    are the prices usually set or will there big some discount offers at some stage? so book now or wait and hope?

    thanks already i’ve learned a lot from all of ur replies on this owb website

    • Roger Wade says:


      Some of the best all-inclusives in the Maldives such as Meeru Island and Veligandu Island (both owned by the same hotel group) have pretty much set prices for any given time of the year. And both of those places keep rates low enough that they can fill up at least a month or so in advance, nearly all year round. I’d highly recommend both of those resorts, as they are both also fairly large so they have a wide variety of activities and such.

      But a few other all-inclusive hotels do play the game where they start discounting rooms about 3 months out if it looks like they aren’t going to be full. July is one of the slower months in the Maldives, so the rates at the two resorts I mentioned are surprisingly low, and I believe they include the All Inclusive Plus package for the normal rate of Full Board. Some of the others might also have rates that are similar, though it might not be until March or April when they start offering the promotions. You are going to love it there. Have a great trip. -Roger

  • ush says:

    hi we r travelling in dec and are vegeterians what wud b ur suggestions

    • Roger Wade says:


      I think a vegetarian would be fine at almost any of these all-inclusive resorts, as they all put on an extensive buffet and vegetarian guests are common in this part of the world. I can personally recommend Meeru Island as an all-inclusive with many vegetarian options, and great food in general. There are many guests from India there, and quite a few staff as well. Have a great trip. -Roger

  • Jessica says:


    I am looking to book an over water bungalow for a few days in March. I will be traveling with my toddler (4) and husband. In other similar rooms I have not included her (as children are usually free) and simply had to sign a waiver for her to “safely” be allowed in an overwater bungalow. My question is should I include her in the reservation (I see some resorts do not allow me to select “water bungalow” when I select 1 child). Is there any resorts better than others about children being allowed in the water bungalow? (FYI she is a swimmer and has been in swim lessons since she was a few months old).
    Best regards

    • Roger Wade says:


      I know exactly what you mean, and I’ve had this question before, but I don’t have a clear answer. Many resorts have a strict age minimum for any guest in an overwater room, and you can imagine why they do that. But there are others that only require you to sign that waiver, as you mentioned. I just don’t have a list of those places. Young children are free on the reservation at most of these resorts, so it probably would be best to include her on the reservation. If you just showed up with an infant, there could be a real chance of getting turned away, at least from an overwater room. I wish I could help you, and I will keep an eye out. You might find an answer on TripAdvisor somewhere, as this is the type of thing that many other guests would have encountered in the past. -Roger

  • Whykay says:


    Need to understand if every island / island resort in the Maldives will need a sea plane transfer? Also, any idea if there are tours that allow one to swim across the equator? I hear it is to the south of Maldives.

    Also, are the waters around the overwater villas heavily populated with fish?

    Lastly, are any of these over water villa-resorts vegetarian (only egg, no seafood or meat) friendly?

    • Roger Wade says:


      Out of the 80 or so water villa resorts in the Maldives, about 60 of them require a sea plane, and about 20 are accessible by speedboat. Quite a few offer both options, with the sea plane quite a bit more expensive and with more limited hours.

      There are a few Maldives resorts around the equator, but I’m not aware of the swimming activity like that.

      There are fish in all of the lagoons below the water villas, but not as many as in the proper reefs where they offer snorkeling and diving trips from each resort. It’s usually a pretty good show below the water villas, and you even get sting rays and other large fish.

      Many of these resorts are very popular with Indian guests and also European vegetarians, so in my experience it will be easy to find vegetarian dishes. There might be a few smaller resorts with only one small restaurant where veg items could be a bit rare, but at most of them you’ll find many veg dishes. Vegan may be a bit more challenging, so it’s good that you aren’t in need of that. Have a great trip. -Roger

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