It's hard to imagine a better combination than that of a beautiful Maldives holiday in a water villa with the freedom of knowing that everything you want is already paid for. Maldives accommodation prices are high, but the best value all inclusive resorts can actually be fantastic deals, especially if you plan on having a few drinks during your stay.

Luckily, there is a large selection of overwater resorts in the Maldives that offer all-inclusive options, and quite a few that only operate as an all-inclusive resort. There are also many affordable resorts that offer full-board and half-board, and those might be better options for certain visitors. We've already compiled a list of the best Maldives all-inclusive water-villa resorts, and many of those are cheap as well.

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Cheapest

Many of us, when shopping for something like this, tend to start with the cheapest thing before going up in prices. This tends to be the same when looking at resort vacations. For that reason we’ve compiled TWO LISTS BELOW:

 

 

It’s a good idea to browse through both lists as the cheapest all-inclusive resorts tend to also offer half-board and breakfast-only options.

 

Also, you’ll want to note that there are three similar classifications for these resorts and it’s important to choose the one that suits your vacation style the best. In almost all cases, you’ll find that most non-motorized activities and water sports are included in each plan, even those that are breakfast-only. This means that the “all-inclusive” options are generally about meals and drinks.

 

  • Half-board – Breakfast and dinner included, but not alcohol
  • Full-board – Breakfast, lunch, and dinner included, but no alcohol
  • All-inclusive – All meals included and non-premium alcohol included

 

Choosing the best option for you


Needless to say, when alcohol in “unlimited” quantities is included the price does notably go up. If you are not a drinker or even if you prefer to stick to less than 3 drinks per day you will probably save money choosing a full-board plan and then purchasing the drinks yourself. As lunch is relatively cheap, you might be out on a dive boat or other excursion that includes lunch, the cheapest option of all for light drinkers is the half-board.


The 5 Cheapest Maldives fully all-inclusive resorts

Cinnamon Hakuraa Huraa Maldives – All inclusive

  • Water villas: 70
  • Total rooms/suites: 80

 

With 70 water villas and 10 island suites, the Cinnamon Hakuraa Huraa is a smaller private-island resort that offers excellent value to those who visit. The all-inclusive plan here is among the cheapest Maldives accommodation prices. Even though it is so cheap, the restaurant and other services receive solid reviews from guests.

 

Both the diving and snorkeling that can be found near the resort are also very well regarded. In addition, there are two daily free boat trips that take guests out to the prime spots. Considering the reasonable room rates, the rooms themselves are a really good size, and each has the classic glass floor cutout that everyone loves, so you can observe sea life immediately under your water villa. You’ll also find that each villa features a minibar, private deck and steps that lead into the ocean below that are great for easy swimming and snorkeling.

 

  • Low season online specials from US$1,152 per night
  • High season online specials from US$1,176 per night
>More information about the Cinnamon Hakuraa Huraa Maldives – All inclusive >Check rates

Adaaran Prestige Water Villas All-Inclusive – Maldives

  • Water villas: 20
  • Total rooms/suites: 20

 

With only 20 water villas currently located in a special section of Meedhupparu Island that it shares with a sister resort, the Adaaran Presige Water Villas Resort is a solid 5-star property where all guests are included in the all-inclusive plan. Here, each water villa comes with a jacuzzi that’s situated on its private deck, and a glass section inside the room to observe the sea life below. Each room also features a minibar, air conditioning, and the luxury option of in-room massages.

 

What you’ll especially want to note is that the water villas here also come with a personal butler, making it so that guests can get as much attention as they need, or as little as they want. In this middle price range there is a lot of other choices of affordable resorts, but few that can compare on amenities that you’ll find here.

 

  • Low season online specials from US$1,300 per night
  • High season online specials from US$1,403 per night
>More information about the Adaaran Prestige Water Villas All-Inclusive – Maldives >Check rates

Centara Grand Island Resort & Spa All-Inclusive – Maldives

  • Water villas: 62
  • Total rooms/suites: 104

 

With 62 water villas and 42 island rooms and suites, the Centara Grand Island Resort is a solid 4-star hotel with a lot going for it. Each water villa has a private Jacuzzi spa and a rain shower in its bathroom. They also come with an entertainment system, Wi-Fi, a living room area, a minibar and a section for preparing coffee and tea, making this one of the best value all-inclusive resorts.

 

At this resort, you’ll want to note that the all-inclusive plans come in two forms. The main plan, which it is important to know that it’s mandatory unless you upgrade, covers all of your food and non-premium drinks at most of the restaurants. They also offer the Island Club level of all-inclusive which includes another premium dining restaurant, premium drinks, and a few other activity extras. Both of these get very good reviews from guests.

 

  • Low season online specials from US$800 per night
  • High season online specials from US$825 per night
>More information about the Centara Grand Island Resort & Spa All-Inclusive – Maldives >Check rates

Adaaran Prestige Ocean Villas All-Inclusive – Maldives

  • Water villas: 40
  • Total rooms/suites: 40

 

The Adaaran Prestige Ocean Villas resort is made up of 40 water villas that are arranged in a private section just off the island. Excitingly, each water villa comes with a personal butler, so the moderate price for the all-inclusive plan is a better deal than you might think at first.

 

This is one of the best value all-inclusive resorts in the entire Maldives, and this is because guests have access to 3 restaurants along with  several bars. If they want, guests can also access the restaurants and bars on the island adjacent to the resort. There’s a nice surf beach here, which is a little rare in the Maldives at resorts, plus great scuba diving, snorkeling, and even tennis, and badminton. Those who love to fish will also find fishing and crabbing.

 

  • Low season online specials from US$1,516 per night
  • High season online specials from US$1,604 per night
>More information about the Adaaran Prestige Ocean Villas All-Inclusive – Maldives >Check rates

Lily Beach Resort And Spa – Maldives All inclusive

  • Water villas: 56
  • Total rooms/suites: 119

 

The Lily Beach Resort is very popular with guests, many of whom choose to return each year. The smaller 16 water villas can be found perched just off the island, but the 40 even larger water villas are set out into the lagoon, with the reef just outside of each balcony.

 

When walking around the resort, guests will find restaurants and bars that serve a large selection of plates and drinks, a dive center (great for those who love to scuba dive), and much, much more, with the inclusion of a 5-star spa.

 

  • Low season online specials from US$1,223 per night
  • High season online specials from US$1,314 per night
>More information about the Lily Beach Resort And Spa – Maldives All inclusive >Check rates

The 6 Cheapest Maldives water villa resorts with all-inclusive options

Meeru Island Resort – Maldives

  • Water villas: 106
  • Total rooms/suites: 286

 

Known as one of the largest resorts in the Maldives region, the Meeru Island Resort has 106 water villas to go along with 190 island rooms and suites. This resort does offer an all-inclusive resort package for guests, but they also have full-board (no alcohol) and half-board (breakfast and dinner only) options that some visitors might like better. This makes it so that the resort is truly accessible to all, making it a great choice on this list of affordable resorts.

 

A large resort like this happily comes with many benefits including a very long list of water sports and activities, alongside a good number of restaurants and bars to sample. The smaller class of water villas are a nice size, but if you decide to step up your choice, you’ll get a larger villa and a personal Jacuzzi, with only a small increase in price, so you’ll want to keep that in mind when looking at Maldives accommodation prices before booking your stay.

 

  • Low season online specials from US$518 per night
  • High season online specials from US$1,062 per night
>More information about the Meeru Island Resort – Maldives >Check rates

Kuredu Island Resort – Maldives

  • Water villas: 50
  • Total rooms/suites: 300

 

Another one of the Maldives’ larger affordable resorts, the Kuredu Island Resort offers guests 50 water villas and 250 additional island rooms and bungalows to choose from. The all-inclusive packages are very popular here, but, with that said, the lesser options are also worth considering for certain guests as well. This is a great resort choice for a family and even large groups. This is because each couple can opt for the plan that suits their budget and tastes best.

 

Another great aspect of this resort is that you have all the water sports and activities you could imagine, which is another benefit of a larger hotel like this. You’ll even find a small 6-hole pitch and putt golf course, which is very exciting for those who rather not miss a golf game simply because they are on vacation. With appealing online special rates year-round, this is one of the best value all-inclusive resorts for those trying to keep their budget low and still do the all-inclusive thing.

 

  • Low season online specials from US$936 per night
  • High season online specials from US$1,060 per night
>More information about the Kuredu Island Resort – Maldives >Check rates

Vilamendhoo Island Resort & Spa – Maldives

  • Water villas: 30
  • Total rooms/suites: 184

 

The 30 water villas at the Vilamendhoo Island Resort each come with a private Jacuzzi, along with other luxury amenities. The cheapest all-inclusive plan here has an option that just comes with the meals, and a Plus option that includes alcohol as well as a few other extras, which helps to make it a good choice for a mixed group where not everyone wishes to drink.

 

The water villas are very large here, especially for this price range, and they are well appointed with luxuries including a 4-poster bed and an iPod docking station with a sound tower. You can choose from among 4 different restaurants and several lounges, including a sports bar, which happens to bit a bit of a rare treat in the Maldives. The online special rates are very appealing all year round here as well.

 

  • Low season online specials from US$649 per night
  • High season online specials from US$650 per night
>More information about the Vilamendhoo Island Resort & Spa – Maldives >Check rates

Adaaran Club Rannalhi – Maldives

  • Water villas: 15
  • Total rooms/suites: 115

 

With only 16 water villas that rest close to 99 beach bungalows, the Adaaran Club Rannalhi Resort offers a great value with its all-inclusive resort packages, along with other options that are built to suit guests who prefer to go a la carte. The full-board option is a solid choice for those who don’t like to drink alcohol and have no desire to pay for it for others. You’ll also be happy to hear that rooms here feature fun amenities that include a private deck and an ocean viewing glass floor cutout, that allows you viewing access of the sea below without having to put your bathing suit on (in most rooms).

 

The house reef also gets high marks and the snorkeling and scribing are noted frequently as very good. There is also windsurfing, water skiing, and various forms of sailing, plus some scheduled nightlife, which isn’t the case for most Maldives resorts.

 

  • Low season online specials from US$889 per night
  • High season online specials from US$940 per night
>More information about the Adaaran Club Rannalhi – Maldives >Check rates

Veligandu Island Resort – Maldives

  • Water villas: 64
  • Total rooms/suites: 76

 

A very well-regarded 4-star resort, the Veligandu Island Resort offers a room choice from 64 water villas and 12 island rooms. The smaller 10 water villas here are of reasonable size, but the others are actually all very large and impress with a private Jacuzzi on the deck. You’ll find that the all-inclusive plan here is generous but other plans are available as well.

 

Each and every single water villa features a large flatscreen TV and an iPod docking station, along with many other luxury amenities that include a minibar, fridge, and a partially open-air bathroom with a lovely rain shower (this particular feature is found in the jacuzzi villas). This is a popular affordable resort that gets a lot of repeat bookings, and the modest prices are certainly part of the appeal. There are good family facilities and even a football pitch here, so it’s a great resort for groups.

 

  • Low season online specials from US$825 per night
  • High season online specials from US$1,065 per night
>More information about the Veligandu Island Resort – Maldives >Check rates

Filitheyo Island Resort - Maldives

  • Water villas: 16
  • Total rooms/suites: 125

 

At the Filitheyo Island Resort, you’ll find a remote property that has 16 water villas along with 109 beach villas and suites. The all-inclusive option is by far the most popular here, but the other plans that are offered here, may be an even better value for some. With this said, you’ll want to look at all the available options when considering booking a stay here.

 

The diving center has a great reputation, and there is a long list of other water sports to choose from which includes sailing and windsurfing, plus volleyball and a fitness center. There’s also a popular spa here that offers beauty and rejuvenating sessions. The low-season specials make this an excellent value among all-inclusives, and the high-season rates are still quite reasonable considering all the amenities included.

 

  • Low season online specials from US$650 per night
  • High season online specials from US$766 per night
>More information about the Filitheyo Island Resort – Maldives >Check rates
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37 thoughts on "Editor’s Choice: 6 Best Maldives water villa resorts for families"

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  1. Hi Roger,

    If my budget is 500 usd / day and planning to visit Maldives in low season (August). Which would be your hands down suggestion for a over water villa? Snorkelling and Beach are priority.

    Thanks.

    1. Vignesh,

      You’ll get very good snorkeling and great beaches at pretty much every overwater villa resort in the Maldives. It’s hard to pick one place because some really great resorts will offer promotions for certain dates if they aren’t very full yet. If I were you I’d put in your travel dates and check the cheaper places to find the one that sounds best to you. It’s kind of hard to believe, but nearly every one of those resorts is fantastic. -Roger

  2. Hello! Looking for a lovely resort in the Maldives for our family of 4. One caveat is that my child has many food allergies, so the ability to make his food safely and from scratch is a must. I know many all-inclusives have the standard western holiday foods, which generally doesn’t work for us. What would you recommend? We are looking at around $1000USD per day, but happy to pay a little more if it gives us the personal level of service we require. Thank you!

    1. Shiva,

      That does sound like a tricky situation. Unfortunately I’m not aware of a single Maldives resort that allows guests to cook for themselves from scratch. On your budget you should be able to find a place with a very good kitchen and chef staff, so perhaps you could contact the resort to work with them? But I’m not aware of any resorts that have anything more than a microwave oven and a mini fridge. Sorry about that. -Roger

  3. Hi Roger,
    We are two families, each with two adults and an 11 year old child, heading to Maldives in April. We’ve been recommended to go to Smartline Eriyadu. Is it one that you have ever recommended?
    There’s too much choice!

    1. Colette,

      I agree that is seems like there is too much choice in the Maldives, and it’s made more difficult that every resort looks amazing. Smartline Eriyadu doesn’t have water villas so I know almost nothing about it since this website is all about overwater rooms. But it does look nice for a smaller resort in the lower price category. If you don’t want a water villa that place could work well. Best of luck with this. -Roger

  4. Hi Roger,
    What would you recommend for first timers in Maldives with an 18 months old toddler? We don’t necessarily need a water villa but do prefer a nice relaxing beach villa near blue waters. Budget is maybe USD600 per night.

    1. Rose,

      I wish I could help you with this one, but I’m not a parent and I don’t really know the unique things that an 18-month-old requires. Nearly all of these Maldives private-island resorts have beach villas that are quite private and don’t share walls with other villas. I’d think you’d want one like that so you’ve got plenty of great choices. The resorts on the article above are resorts that specifically cater to families, so they’d be great places to start looking. Sorry I couldn’t be of more help. -Roger

  5. Hi Roger,
    Am looking for stay suggestions for a group of 2 adults and 3 kids (ages 12-16) for November for 3-5 nights. We are keen to try out maximum activities and would like to stay in a water villa. Also, availability of Indian vegetarian food will be preferred. Budget is about USD 2000 for entire stay for all inclusive option.

    1. Anat,

      Nearly all of the Maldives water villa resorts allow 3 guests per room, and almost every villa has a fold-out bed. So just check for the resort you like best and then check their policy. You shouldn’t have any trouble. -Roger

  6. Hi Roger,
    So much choice I need your advice please!
    My husband and I have been to Maldives a few times but now thinking if taking our 3 teenage daughters with us so looking for a more teenage friendly as opposed to couply resort. They’re not into kids/teenage clubs, organised activities etc. Into water sports, snorkelling etc. Would like water bungalows although not sure how this will work possibly 2?!

    Thanks in advance

    1. Laine,

      One challenge is that most Maldives resorts only allow 3 guests per water villa, and a few allow 4 guests, but none allow more than that except for the 2-bedroom units, which start at around US$2,500 per night. So you’ll need 2 water villas, or perhaps 1 water villa and one island room.

      If you don’t need “family” facilities such as Kids Clubs, you should probably just search among the larger resorts for good deals on your travel dates. The larger resorts typically have many more water sports and activities. I often recommend Meeru Island, which is the largest, but it’s such a large island that it feels half empty even when it’s full. They have more facilities than any other resort, including a small golf course and several pools. Best of luck with this. -Roger

  7. Hi Roger, need a help here. Planning to go to Maldives in mid-end Dec. A family of 6, 4 kids (14, 12, 7 and 4). We really want to experience water villa and look for where 6 of us can be in 1 villa. Any suggestion and advice are greatly appreciated.Thanks

    1. Sinta,

      Sorry for the slow response, but I was on a trip. Unfortunately, the most you can fit into a standard water villa in the Maldives is 4 people, and most limit it to 3 people. Many of them don’t even allow younger children in the water villas at all because the piers don’t have hand railings and the terraces for the villas don’t either. A handful of the super-luxury water villa resorts have 2-bedroom units, but those start at around US$3,000 per night. So your best and cheapest option would be to get 2 normal water villas at a more affordable resort. With your situation with 4 children that may not be ideal, of course. Sorry the news isn’t better. -Roger

  8. How is the drinking water in the Maldives? Strange question, I know, but when we vacation in Mexico and have to be ever vigilant about avoiding ice cubes and tap water, and when I travel to India for work and worry about pathogens in water and food, it’s EXHAUSTING. I’m hatching a plan to take a big trip with my family, but I don’t have the energy to police my kids on what they eat/drink etc.

    1. Kristen,

      The tap water at most Maldives resorts gets shipped onto the island and fed into the system. From everything I’ve heard, it’s actually drinkable for the most part, unlike most other places in Asia. However, I think pretty much all resorts not only recommend that you drink bottled water, but they typically leave a couple bottles in each room each day. You can also buy more from a little store on each island, or pay a higher price if you drink additional bottles out of the minibar. Obviously it depends on the resort, but my experience is that safe bottled drinking water is always a fairly reasonable price in places where tap water isn’t perfectly potable.

      Overall you will be very impressed with the Maldives, at least once you get to one of the private-island resorts. The standards of hygiene and that sort of thing are much better than you’d typically get in Thailand, for example. Have a wonderful trip. -Roger

  9. Roger, my question is slightly different. I have a family of 5 (2 boys – college and 1 daughter – HS). We are exploring the Maldives from a trip to Dubai. So far, so good. And from your answers, I got most of my lodging questions answered. The issue is then getting to Africa. Flights out of Male appear challenging. If we were trying to get to either Narobi or Capetown from Male, are we somewhat kidding ourselves or am I missing anything?

  10. Hi Roger,
    You seem to be quite an expert so wanted to ask for your opinion!
    We (My wife, 2 year old ,9 months old and I) are planning to spend 3-4 nights in the Maldives towards end of March/April.
    1- Would the weather be OK then?
    2- Is a beach villa "safer" for our toddler – Ideally we would want a water villa.
    3- Is it better to take a full board option?
    Any recommendation from your end would be highly appreciated! (I checked the lists of Family resort AND the water villas for 4 that you published which I found very useful).
    Thank you in advance!
    Gabriel

    1. Gabriel,

      Sorry for the slow response, but I was moving.

      1. The weather in the Maldives is pretty much perfect and identical all year long, except that June can be a bit rainy. Otherwise it’s warm every day and every night, and the rain storms tend to last no more than 30 minutes at a time.

      2. Many resorts won’t even book young children in a water villa, although some will if you sign a waiver. They all have a heavy sliding glass door or other heavy door to get out to the deck, so as long as the 2-year-old isn’t able to open that on their own, you should be okay. The decks do usually have one fully open side, so you’d want to have strict supervision when the kids are out on the deck. The walkways to reach the villas are usually without rails as well, so you do need to be careful.

      3. Most resorts include breakfast in the room rate. The full-board option would include a buffet lunch and dinner, so it really depends on what the rates are with or without that. Food in the Maldives is not cheap. In an a la carte restaurant at one of these resorts you’d be paying at least US$20 or so for lunch and probably US$30 for dinner for the adults. So for a couple, those meals will add about US$100 per day to the cost. If the full-board option is cheaper than that, it’s a good deal.

      I don’t have any specific recommendations for water villa resorts for families with young children. And again, many places won’t even allow them in the water villas. You might even consider an island villa for part of the stay and a water villa for only one or two nights, so you can experience it without having to worry the whole trip. Sorry I can’t be of more help on this. -Roger

  11. Hi Roger:
    I’m looking at spending about 4 days in Maldives – have been researching and viewing all the different resorts with 4 star and higher water villas. I’m a widower and this will be my first solo vacation, my planned dates are: mid December or mid January. Is one time better than the other weather wise and price wise?
    I just want a quite get away with a great spa. I’m also a strict vegetarian – will I have issues with food variety and I don’t drink alcohol?
    Is it good to take an all inclusive option, because I understand the meal are rather expensive? Can you recommend 3 places that fit what I’m looking for and my max budget is upto $700/night.
    I look forward to hearing from you. Thank you.
    Jay

    1. Jay,

      December and January are the same for the weather, and as long as you avoid the Christmas and New Year’s weeks, the rates should be similar as well. I’d guess that mid December would be a bit cheaper because many people don’t go until after the holidays.

      As someone who doesn’t drink alcohol, I’d suggest a full board resort or just paying as you go. The all-inclusive resorts typically add about US$100 per room just for alcohol to their rates.

      There are two lists on this article about the cheapest Maldives all-inclusives. The first list are the best of the all-inclusive resorts, while the list below that is of the full-board places that offer all-inclusive options. I think any of the ones on that bottom list would be great, including Meeru Island and Veligandu, which I recommend often.

      The Maldives gets many vegetarian guests, from Europe and also from India. Many of the workers there are from India as well, so they are obviously very familiar with veg cooking. As long as you choose one of the larger resorts, with at least 80 or so total villas (including island villas), I’m sure you’d have many veg options at every meal. Let me know if you have any other questions. -Roger

  12. Hi Roger,
    I’m looking to plan a family trip with 6 adults and a 9 month old. We’re looking into the over water bungalos but are open to other suggestions. Do you know if there are overwater bungalos that accommodate 6 adults but also allow for a baby? Also which area would you recommend for the best budgeted spot with those accomodations? Any chance any of them are all-inclusive? Thanks

    1. Tiffany,

      Unfortunately, nearly all of these overwater villas are designed for 2 adults each. Most have one kingsize bed, almost most also have a sofa-bed in the living room area. A few of them offer twin beds instead of a kingsize. Only a few resorts actually allow up to 4 adult guests in one villa. For 6 adults you’d need to book at least 2 water villas, and maybe 3. There are a few resorts that offer 2-bedroom or 3-bedroom water villas, but those villas are literally starting at over US$3,000 per night, so getting 2 or 3 villas elsewhere is much cheaper.

      Here is an overview for where overwater bungalows are located and the kinds of resorts in each place. There are many all-inclusives in the Maldives, but not in most other areas. Let me know if you have other questions. -Roger

  13. Hi Roger, need some advice – we are a family of 4 (2 teens aged 14 and 16). Do you know of any resorts that allow for all 4 of us to stay in 1 room? Advanced thanks.

  14. Im searching for a budgetted vacay with my husband and baby girl.
    It is for our first honeymoon. Im looking for a water villa with a private pool, preferly all inclusive at 1000 US$/night or lower.
    Im located in Canada.. taking in conscidiration that US rate is pretty high right now..
    Please helpp! I appreciate it.

    1. Stephanie,

      One challenge would be that flying 3 people to the Maldives from Canada will cost about US$1,200 per person and take a bit over 24 hours each way. And then once you get to the Maldives Airport, you’ll have to pay from US$150 to US$500 per person to get to your resort. It’s an amazing place, but so is Moorea and Bora Bora, and if you don’t have a huge budget it may not be worth the long and expensive trip to get there.

      And the next challenge is that there are no overwater bungalows with pools in Bora Bora or Moorea, except for the deluxe suites that start at around US$2,000 per night. If you are okay using one of the wonderful public swimming pools at the high-end resorts in the South Pacific, you can get an overwater bungalow starting around US$600 per night. They don’t do all-inclusive in Bora Bora or Moorea, so you would have to pay for drinks and at least one or two of your meals each day.

      You’d think that someone willing to spend US$1,000 per night would be able to get almost anything they desired, but there are so few of these resorts and all of them are far from you, so it’s just not that easy yet. In a couple years they will open a new resort in Panama that seems to have what you are after. Until then, you’ll have to compromise something. Let me know if you have any other questions. -Roger

  15. Anybody been to Maldives with teenagers. I am looking for a preferably over water bungalow that can sleep entire family, 2 adults and 2 teenage girls. Anything around $1000 a night. If not over water, recommend any place for a family of 4.

  16. These places are a dream come true…so beautiful and as close to heaven as one can get. I just wish I had the dough to pay for it.. beautiful.. Thanks for sharing.