It's hard to imagine a better combination than that of a beautiful Maldives holiday in a water villa with the freedom of knowing that everything you want is already paid for. Maldives accommodation prices are high, but the best value all inclusive resorts can actually be fantastic deals, especially if you plan on having a few drinks during your stay.

Luckily, there is a large selection of overwater resorts in the Maldives that offer all-inclusive options, and quite a few that only operate as an all-inclusive resort. There are also many affordable resorts that offer full-board and half-board, and those might be better options for certain visitors. We've already compiled a list of the best Maldives all-inclusive water-villa resorts, and many of those are cheap as well.

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Many of us, when shopping for something like this, tend to start with the cheapest thing before going up in prices. This tends to be the same when looking at resort vacations. For that reason we’ve compiled TWO LISTS BELOW:



It’s a good idea to browse through both lists as the cheapest all-inclusive resorts tend to also offer half-board and breakfast-only options.


Also, you’ll want to note that there are three similar classifications for these resorts and it’s important to choose the one that suits your vacation style the best. In almost all cases, you’ll find that most non-motorized activities and water sports are included in each plan, even those that are breakfast-only. This means that the “all-inclusive” options are generally about meals and drinks.


  • Half-board – Breakfast and dinner included, but not alcohol
  • Full-board – Breakfast, lunch, and dinner included, but no alcohol
  • All-inclusive – All meals included and non-premium alcohol included


Choosing the best option for you

Needless to say, when alcohol in “unlimited” quantities is included the price does notably go up. If you are not a drinker or even if you prefer to stick to less than 3 drinks per day you will probably save money choosing a full-board plan and then purchasing the drinks yourself. As lunch is relatively cheap, you might be out on a dive boat or other excursion that includes lunch, the cheapest option of all for light drinkers is the half-board.

The 5 Cheapest Maldives fully all-inclusive resorts

Cinnamon Hakuraa Huraa Maldives – All inclusive

  • Water villas: 70
  • Total rooms/suites: 80


With 70 water villas and 10 island suites, the Cinnamon Hakuraa Huraa is a smaller private-island resort that offers excellent value to those who visit. The all-inclusive plan here is among the cheapest Maldives accommodation prices. Even though it is so cheap, the restaurant and other services receive solid reviews from guests.


Both the diving and snorkeling that can be found near the resort are also very well regarded. In addition, there are two daily free boat trips that take guests out to the prime spots. Considering the reasonable room rates, the rooms themselves are a really good size, and each has the classic glass floor cutout that everyone loves, so you can observe sea life immediately under your water villa. You’ll also find that each villa features a minibar, private deck and steps that lead into the ocean below that are great for easy swimming and snorkeling.


  • Low season online specials from US$1,152 per night
  • High season online specials from US$1,176 per night
>More information about the Cinnamon Hakuraa Huraa Maldives – All inclusive >Check rates

Adaaran Prestige Water Villas All-Inclusive – Maldives

  • Water villas: 20
  • Total rooms/suites: 20


With only 20 water villas currently located in a special section of Meedhupparu Island that it shares with a sister resort, the Adaaran Presige Water Villas Resort is a solid 5-star property where all guests are included in the all-inclusive plan. Here, each water villa comes with a jacuzzi that’s situated on its private deck, and a glass section inside the room to observe the sea life below. Each room also features a minibar, air conditioning, and the luxury option of in-room massages.


What you’ll especially want to note is that the water villas here also come with a personal butler, making it so that guests can get as much attention as they need, or as little as they want. In this middle price range there is a lot of other choices of affordable resorts, but few that can compare on amenities that you’ll find here.


  • Low season online specials from US$1,300 per night
  • High season online specials from US$1,403 per night
>More information about the Adaaran Prestige Water Villas All-Inclusive – Maldives >Check rates

Centara Grand Island Resort & Spa All-Inclusive – Maldives

  • Water villas: 62
  • Total rooms/suites: 104


With 62 water villas and 42 island rooms and suites, the Centara Grand Island Resort is a solid 4-star hotel with a lot going for it. Each water villa has a private Jacuzzi spa and a rain shower in its bathroom. They also come with an entertainment system, Wi-Fi, a living room area, a minibar and a section for preparing coffee and tea, making this one of the best value all-inclusive resorts.


At this resort, you’ll want to note that the all-inclusive plans come in two forms. The main plan, which it is important to know that it’s mandatory unless you upgrade, covers all of your food and non-premium drinks at most of the restaurants. They also offer the Island Club level of all-inclusive which includes another premium dining restaurant, premium drinks, and a few other activity extras. Both of these get very good reviews from guests.


  • Low season online specials from US$800 per night
  • High season online specials from US$825 per night
>More information about the Centara Grand Island Resort & Spa All-Inclusive – Maldives >Check rates

Adaaran Prestige Ocean Villas All-Inclusive – Maldives

  • Water villas: 40
  • Total rooms/suites: 40


The Adaaran Prestige Ocean Villas resort is made up of 40 water villas that are arranged in a private section just off the island. Excitingly, each water villa comes with a personal butler, so the moderate price for the all-inclusive plan is a better deal than you might think at first.


This is one of the best value all-inclusive resorts in the entire Maldives, and this is because guests have access to 3 restaurants along with  several bars. If they want, guests can also access the restaurants and bars on the island adjacent to the resort. There’s a nice surf beach here, which is a little rare in the Maldives at resorts, plus great scuba diving, snorkeling, and even tennis, and badminton. Those who love to fish will also find fishing and crabbing.


  • Low season online specials from US$1,516 per night
  • High season online specials from US$1,604 per night
>More information about the Adaaran Prestige Ocean Villas All-Inclusive – Maldives >Check rates

Lily Beach Resort And Spa – Maldives All inclusive

  • Water villas: 56
  • Total rooms/suites: 119


The Lily Beach Resort is very popular with guests, many of whom choose to return each year. The smaller 16 water villas can be found perched just off the island, but the 40 even larger water villas are set out into the lagoon, with the reef just outside of each balcony.


When walking around the resort, guests will find restaurants and bars that serve a large selection of plates and drinks, a dive center (great for those who love to scuba dive), and much, much more, with the inclusion of a 5-star spa.


  • Low season online specials from US$1,223 per night
  • High season online specials from US$1,314 per night
>More information about the Lily Beach Resort And Spa – Maldives All inclusive >Check rates

The 6 Cheapest Maldives water villa resorts with all-inclusive options

Meeru Island Resort – Maldives

  • Water villas: 106
  • Total rooms/suites: 286


Known as one of the largest resorts in the Maldives region, the Meeru Island Resort has 106 water villas to go along with 190 island rooms and suites. This resort does offer an all-inclusive resort package for guests, but they also have full-board (no alcohol) and half-board (breakfast and dinner only) options that some visitors might like better. This makes it so that the resort is truly accessible to all, making it a great choice on this list of affordable resorts.


A large resort like this happily comes with many benefits including a very long list of water sports and activities, alongside a good number of restaurants and bars to sample. The smaller class of water villas are a nice size, but if you decide to step up your choice, you’ll get a larger villa and a personal Jacuzzi, with only a small increase in price, so you’ll want to keep that in mind when looking at Maldives accommodation prices before booking your stay.


  • Low season online specials from US$518 per night
  • High season online specials from US$1,062 per night
>More information about the Meeru Island Resort – Maldives >Check rates

Kuredu Island Resort – Maldives

  • Water villas: 50
  • Total rooms/suites: 300


Another one of the Maldives’ larger affordable resorts, the Kuredu Island Resort offers guests 50 water villas and 250 additional island rooms and bungalows to choose from. The all-inclusive packages are very popular here, but, with that said, the lesser options are also worth considering for certain guests as well. This is a great resort choice for a family and even large groups. This is because each couple can opt for the plan that suits their budget and tastes best.


Another great aspect of this resort is that you have all the water sports and activities you could imagine, which is another benefit of a larger hotel like this. You’ll even find a small 6-hole pitch and putt golf course, which is very exciting for those who rather not miss a golf game simply because they are on vacation. With appealing online special rates year-round, this is one of the best value all-inclusive resorts for those trying to keep their budget low and still do the all-inclusive thing.


  • Low season online specials from US$936 per night
  • High season online specials from US$1,060 per night
>More information about the Kuredu Island Resort – Maldives >Check rates

Vilamendhoo Island Resort & Spa – Maldives

  • Water villas: 30
  • Total rooms/suites: 184


The 30 water villas at the Vilamendhoo Island Resort each come with a private Jacuzzi, along with other luxury amenities. The cheapest all-inclusive plan here has an option that just comes with the meals, and a Plus option that includes alcohol as well as a few other extras, which helps to make it a good choice for a mixed group where not everyone wishes to drink.


The water villas are very large here, especially for this price range, and they are well appointed with luxuries including a 4-poster bed and an iPod docking station with a sound tower. You can choose from among 4 different restaurants and several lounges, including a sports bar, which happens to bit a bit of a rare treat in the Maldives. The online special rates are very appealing all year round here as well.


  • Low season online specials from US$649 per night
  • High season online specials from US$650 per night
>More information about the Vilamendhoo Island Resort & Spa – Maldives >Check rates

Adaaran Club Rannalhi – Maldives

  • Water villas: 15
  • Total rooms/suites: 115


With only 16 water villas that rest close to 99 beach bungalows, the Adaaran Club Rannalhi Resort offers a great value with its all-inclusive resort packages, along with other options that are built to suit guests who prefer to go a la carte. The full-board option is a solid choice for those who don’t like to drink alcohol and have no desire to pay for it for others. You’ll also be happy to hear that rooms here feature fun amenities that include a private deck and an ocean viewing glass floor cutout, that allows you viewing access of the sea below without having to put your bathing suit on (in most rooms).


The house reef also gets high marks and the snorkeling and scribing are noted frequently as very good. There is also windsurfing, water skiing, and various forms of sailing, plus some scheduled nightlife, which isn’t the case for most Maldives resorts.


  • Low season online specials from US$889 per night
  • High season online specials from US$940 per night
>More information about the Adaaran Club Rannalhi – Maldives >Check rates

Veligandu Island Resort – Maldives

  • Water villas: 64
  • Total rooms/suites: 76


A very well-regarded 4-star resort, the Veligandu Island Resort offers a room choice from 64 water villas and 12 island rooms. The smaller 10 water villas here are of reasonable size, but the others are actually all very large and impress with a private Jacuzzi on the deck. You’ll find that the all-inclusive plan here is generous but other plans are available as well.


Each and every single water villa features a large flatscreen TV and an iPod docking station, along with many other luxury amenities that include a minibar, fridge, and a partially open-air bathroom with a lovely rain shower (this particular feature is found in the jacuzzi villas). This is a popular affordable resort that gets a lot of repeat bookings, and the modest prices are certainly part of the appeal. There are good family facilities and even a football pitch here, so it’s a great resort for groups.


  • Low season online specials from US$825 per night
  • High season online specials from US$1,065 per night
>More information about the Veligandu Island Resort – Maldives >Check rates

Filitheyo Island Resort - Maldives

  • Water villas: 16
  • Total rooms/suites: 125


At the Filitheyo Island Resort, you’ll find a remote property that has 16 water villas along with 109 beach villas and suites. The all-inclusive option is by far the most popular here, but the other plans that are offered here, may be an even better value for some. With this said, you’ll want to look at all the available options when considering booking a stay here.


The diving center has a great reputation, and there is a long list of other water sports to choose from which includes sailing and windsurfing, plus volleyball and a fitness center. There’s also a popular spa here that offers beauty and rejuvenating sessions. The low-season specials make this an excellent value among all-inclusives, and the high-season rates are still quite reasonable considering all the amenities included.


  • Low season online specials from US$650 per night
  • High season online specials from US$766 per night
>More information about the Filitheyo Island Resort – Maldives >Check rates
8 thoughts on "Where are overwater bungalows and water villas?"

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  1. Im interested in know where the overwater bungalows are located. Do they have any that close to Destin Florida?

  2. I would love to reserve a week stay in an over the water bungalow including May 16th 2021.
    Our daughter ❤ turns 16 and this is her birthday request,..,.,….,.,

    1. Pamela,

      We are simply an online guide to overwater bungalows and we don’t do bookings, but we do provide links to the best places to book each resort on the various information pages of the site. Best of luck! -Roger

  3. Hi,
    Looking for New Years deals after December 25th for 5-10days. Any suggestions on last min deals??

    Please let me know. Looking to book asap


    1. Yanna,

      We are simply an online guide to overwater resorts and we don’t do bookings. We do have booking links for every resort on the site, so booking online is usually your best bet. Best of luck with this. In normal years it would be impossible to get a last-minute deal over Christmas, but this year might be different. I’d check as they almost always have the best rates in the Maldives. -Roger

  4. Any suggestions as to a nice place for an extended stay? Preferably on a beach, over water and food inclusive. I have heard a rumour about $30 k per couple for a one year stay…any substance to that? We don’t need a year,, but would certainly consider three to five months. We are retired, used to travel a lot, and have homes in Canada and Mexico. We are now a bit bored in Canada and Mexico is a bit dicey.
    Any deals?

    1. David,

      I’m not aware of any good deals on overwater bungalows in countries where you can stay for extended periods. The Maldives now has a deal for US$30,000 to stay in a water villa for a whole year, but I believe you can only stay 30 days at a time. It’s a really tough time for anything like this, and hopefully next year it will get better. -Roger