It's hard to imagine a better combination than a beautiful Maldives holiday in a water villa with the freedom of knowing that everything you want is already paid for upfront. Maldives accommodation prices are understandably high, but the best value all inclusive resorts can actually be fantastic deals, especially for drinkers.

There are many water villa resorts in the Maldives that offer all-inclusive options, and quite a few where that's the only option for every guest. There are also many resorts that offer full-board and half-board, and those might be better options for some people. We've already compiled a list of the best Maldives all-inclusive water-villa resorts, and many of those are actually quite cheap as well.

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Many of us like to shop by starting with the cheapest thing and going up the affordable resorts list until we find the one that suits us best. For that reason we’ve compiled TWO LISTS BELOW:



It would be wise to look at both lists because the cheapest resorts tend to offer an all-inclusive option in addition to half-board and breakfast-only options.


Also, be aware that there are three similar classifications for these resorts and it’s important to choose the one that suits your style the best. In almost all cases, most non-motorized activities and water sports will be included in all plans, even the breakfast-only plans. So the “all-inclusive” options are generally about meals and drinks.


  • Half-board – Breakfast and dinner included, but not alcohol
  • Full-board – Breakfast, lunch, and dinner included, but no alcohol
  • All-inclusive – All meals included and non-premium alcohol included


Choosing the best option for you

Needless to say, when alcohol in “unlimited” quantities is included the price goes up by quite a bit. If you are non-drinkers or prefer no more than 2 or 3 drinks per day you will probably save money choosing a full-board plan and buying the drinks yourself. And since lunch is relatively cheap and you might be out on dive boat or other excursion that includes lunch, the cheapest option of all for light drinkers is the half-board.

The 5 Cheapest Maldives fully all-inclusive resorts

Cinnamon Hakuraa Huraa Maldives – All inclusive

  • Water villas: 70
  • Total rooms/suites: 80


With 70 water villas and only 10 island suites, the Cinnamon Hakuraa Huraa is a smaller private-island resort that offers excellent value. The all-inclusive plan is among the cheapest in the Maldives, yet the restaurant and other services tend to get rather good reviews from guests, especially for the Maldives’ cheapest all inclusive.


The diving and snorkeling near the resort are also very well regarded, and there are two daily free boat trips out to the prime spots as well. Considering the reasonable room rates, the rooms themselves are a really good size, and each has the classic glass floor section so you can observe the sea life immediately under your water villa. Each also features a mini bar, private deck and steps that lead into the ocean below for easy swimming and snorkeling.


  • Low season online specials from US$671 per night
  • High season online specials from US$892 per night
>More information about the Cinnamon Hakuraa Huraa Maldives – All inclusive >Check rates

Adaaran Prestige Water Villas All-Inclusive – Maldives

  • Water villas: 20
  • Total rooms/suites: 20


With only 20 water villas in a special section of Meedhupparu Island that it shares with a sister resort, the Adaaran Presige Water Villas Resort is a solid 5-star property where all guests are on their generous all-inclusive plan. Each large water villa has a jacuzzi out on its private deck, and a glass section inside the room to observe the sea life below. They also feature a mini bar, air conditioning and the option of in-room massages.


The water villas here also come with a personal butler, so even demanding guests will get as much attention as they need, or as little as they want. In this middle price range there is a lot of other choices, but few that can compare on amenities with this one. Give this one a good look and check for online deals for your own dates before booking elsewhere.


  • Low season online specials from US$1,009 per night
  • High season online specials from US$1,127 per night
>More information about the Adaaran Prestige Water Villas All-Inclusive – Maldives >Check rates

Centara Grand Island Resort & Spa All-Inclusive – Maldives

  • Water villas: 62
  • Total rooms/suites: 104


With 62 water villas and 42 island rooms and suites, the Centara Grand Island Resort is a solid 4-star hotel with a lot going for it. Each water villa has a private Jacuzzi spa and a rain shower in its bathroom. They also come with an entertainment system, Wi-Fi, a living room area, a mini bar and a section for preparing coffee and tea.


The all-inclusive plans here come in two forms. The main plan, which is mandatory unless you upgrade, covers all food and non-premium drinks at most restaurants. They also offer the Island Club level of all-inclusive which includes another premium dining restaurant, premium drinks, and a few other activity extras. Both get very good reviews from guests so choose whichever suits your budget.


  • Low season online specials from US$887 per night
  • High season online specials from US$888 per night
>More information about the Centara Grand Island Resort & Spa All-Inclusive – Maldives >Check rates

Adaaran Prestige Ocean Villas All-Inclusive – Maldives

  • Water villas: 40
  • Total rooms/suites: 40


Just remodeled completely in 2009, the Adaaran Prestige Ocean Villas consist of 40 water villas in a private section just off the island that is home to sister resort, Adaaran Select Hudhuranfushi Resort. Each water villa comes with a personal butler, so the moderate price for the all-inclusive plan is a better deal than it first appears.


Guests have access to 3 restaurants and several bars, as well as the restaurants and bars on the island adjacent the resort. There’s a surf beach here, which is one of only a few in the Maldives at resorts, plus great scuba diving, snorkeling, and even tennis and badminton. Those who love to fish with also find fishing and crabbing.


  • Low season online specials from US$878 per night
  • High season online specials from US$990 per night
>More information about the Adaaran Prestige Ocean Villas All-Inclusive – Maldives >Check rates

Lily Beach Resort And Spa – Maldives All inclusive

  • Water villas: 56
  • Total rooms/suites: 119


With a very generous all-inclusive plan that is mandatory here, the Lily Beach Resort is very popular with guests, many of whom return each year. The smaller 16 water villas are just perched off the island, but the 40 even larger water villas are beautifully set out into the gorgeous lagoon, with the reef just outside of their balconies.


Outside of the rooms, guests will find restaurants and bars serving a large selection of various plates and drinks, a dive center, great for those who love to scuba dive and much more, including a 5-star spa. The low-season online specials here are phenomenal, so this should be one to check early in your search to see if the deal is available for your dates.


  • Low season online specials from US$1,223 per night
  • High season online specials from US$1,314 per night
>More information about the Lily Beach Resort And Spa – Maldives All inclusive >Check rates

The 6 Cheapest Maldives water villa resorts with all-inclusive options

Meeru Island Resort – Maldives

  • Water villas: 106
  • Total rooms/suites: 286


Among the largest resorts in the Maldives, the Meeru Island Resort has 106 water villas to go along with 190 island rooms and suites. They offer an all-inclusive option at quite a reasonable price, but they also have full-board (no alcohol) and half-board (breakfast and dinner only) options that might suit some people even better. This makes it so that the resort is truly accessible to all, making it a great choice on this list.


A large resort like this comes with many benefits including a very long list of water sports and activities, plus a great number of restaurants and bars to sample. The smaller class of water villas are a nice size, but one step up gets you a larger villa and a personal Jacuzzi, at only a small increase in price, so you’ll want to keep that in mind when booking your stay..


  • Low season online specials from US$518 per night
  • High season online specials from US$716 per night
>More information about the Meeru Island Resort – Maldives >Check rates

Kuredu Island Resort – Maldives

  • Water villas: 50
  • Total rooms/suites: 300


Another of the larger Maldives resorts, the Kuredu Island Resort has 50 water villas and 250 additional island rooms and bungalows. The all-inclusive packages are very popular here, but the lesser options are worth considering for certain guests as well. This is an ideal resort for a family or large group, since each couple can opt for the plan that suits their budget and tastes best.


You’ve got all the water sports and activities you could imagine, which is another benefit of a larger hotel like this, and there’s even a small 6-hole pitch and putt golf course. With appealing online special rates year round, this is a fine option for those trying to keep their budget low and still do the all-inclusive thing.


  • Low season online specials from US$629 per night
  • High season online specials from US$704 per night
>More information about the Kuredu Island Resort – Maldives >Check rates

Vilamendhoo Island Resort & Spa – Maldives

  • Water villas: 30
  • Total rooms/suites: 184


Quite an amazing value, the 30 water villas at the Vilamendhoo Island Resort each come with a private Jacuzzi. They were only built in 2010, so they are fresher than the 200 island rooms and suites that are also available to guests. The all-inclusive plan here has an option that just comes with the meals, and a Plus option that includes alcohol and some other extras, so it’s a good choice for a mixed group where not everyone drinks.


The water villas are quite large, especially in this price range, and they are well appointed with luxuries including a 4-poster bed and an iPod docking station with sound tower. You can choose from among 4 different restaurants and several lounges, including a sports bar, which is a rare treat in the Maldives for sports nuts and has become very popular among guests staying here. The online special rates are very appealing all year round here as well.


  • Low season online specials from US$649 per night
  • High season online specials from US$650 per night
>More information about the Vilamendhoo Island Resort & Spa – Maldives >Check rates

Adaaran Club Rannalhi – Maldives

  • Water villas: 15
  • Total rooms/suites: 115


With only 16 water villas to go alongside 99 beach bungalows, the Adaaran Club Rannalhi Resort offers excellent value with its all-inclusive plans, plus other options to suit guests who prefer to go at least a bit a la carte. The full-board option is perfect for those who don’t drink alcohol and don’t want to pay for it for others. Rooms here feature fun amenities like a private deck and a ocean viewing glass floor cutout, that allows you viewing access of the sea below without having to put your bathing suit on (in most rooms).


The house reef here gets high marks so the snorkeling and scuba diving are quite good. There is also windsurfing, water skiing, and various forms of sailing, plus some scheduled nightlife, which isn’t true at most Maldives resorts. In the modest price range this is a good option, with very good online special rates all year long.


  • Low season online specials from US$562 per night
  • High season online specials from US$702 per night
>More information about the Adaaran Club Rannalhi – Maldives >Check rates

Veligandu Island Resort – Maldives

  • Water villas: 64
  • Total rooms/suites: 76


A very well-regarded 4-star resort, the Veligandu Island Resort has 64 water villas and 12 island rooms. The smaller 10 water villas are of reasonable size, but the others are all quite large and include a private Jacuzzi on the deck. The all-inclusive plan here is very generous and popular but other plans are available as well.


Each water villa has a large flatscreen TV and an iPod docking station, among many other luxury amenities including a mini bar, fridge and a partially open air bathroom with a lovely rain shower (in the jacuzzi villas). This is a popular resort that gets a lot of repeat bookings, and the modest prices are certainly part of the appeal. There are good family facilities and even a football pitch here, so it’s a great resort for groups.


  • Low season online specials from US$703 per night
  • High season online specials from US$842 per night
>More information about the Veligandu Island Resort – Maldives >Check rates

Filitheyo Island Resort - Maldives

  • Water villas: 16
  • Total rooms/suites: 125


A solid 4-star resort with a rather remote location, the Filitheyo Island Resort has 16 water villas to its 109 beach villas and suites. The all-inclusive option is the most popular here, but the other plans offer even better value for some, so it’s a good idea to look at each of them when considering booking a stay here.


The diving center here has a great reputation, and there is a long list of other water sports including sailing and windsurfing, plus volleyball and a fitness center. There’s also a popular spa here offering beauty and rejuvenating sessions. The low-season specials make this an excellent value among all-inclusives, and the high-season rates are still quite reasonable considering what you get.


  • Low season online specials from US$386 per night
  • High season online specials from US$596 per night
>More information about the Filitheyo Island Resort – Maldives >Check rates
8 thoughts on "Editor’s Choice: 6 Best Maldives water-villa resorts with excellent scuba diving"

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  1. We have a group that is looking for a resort with scuba diving for the end of July. It would be several couples and some teenagers. Are there any resorts where the diving is included?
    Thank you

    1. Sam,

      I’m not aware of any Maldives resorts where scuba diving is included or even heavily discounted. The good news is that almost every island offers diving and most offer instruction. So your best bet is to find a resort that you like at a reasonable price, and the diving package will probably also be reasonably affordable. Best of luck with this. -Roger

    1. Kelly,

      I’m glad this site has been helpful. Our list of scuba diving resorts will cover snorkeling as well. For the most part, snorkeling below water villas in the Maldives isn’t very exciting because there aren’t large reefs inside the lagoons where the resorts are located. In general the resorts all offer boat rides to nearby reefs, and many of those boats to go the same places. Most resorts seem to offer at least one if not two snorkeling boats per day, and they are usually included in your room price. There are probably some exceptions though. And of course the larger resorts are more likely to have more boats and departures than small resorts. So my advice would be to choose a resort based on everything else and then check to see if they offer snorkeling trips. If so then check the TripAdvisor reviews by searching for "snorkeling" and you’ll get the reviews that mention it. -Roger

  2. Hello
    We are looking for an OWB that has a pool for May. Would you have a recommendation for which would be best? We have heard you want to be in the Northwest in May to avoid bad weather

    1. Lori,

      After having read literally thousands of Maldives resort reviews, I see very few that ever mention any weather disappointments. Still, the weather in the north might be less volatile during the summer season, and you can get a great deal at some of the resorts up there.

      Specifically, have a look at the Beach House at Iruveli Maldives, which is a 5-star resort that is as far north as you can go in the archipelago. In May they are offering their huge water villas (110 square meters) for only around US$550 including all taxes, and each has a plunge pool out on the terrace.

      If that one doesn’t work for you, let me know and I can probably find one or two others, but this is the best one that comes to mind. -Roger