It's hard to imagine a better combination than that of a beautiful Maldives holiday in a water villa with the freedom of knowing that everything you want is already paid for. Maldives accommodation prices are high, but the best value all inclusive resorts can actually be fantastic deals, especially if you plan on having a few drinks during your stay.

Luckily, there is a large selection of overwater resorts in the Maldives that offer all-inclusive options, and quite a few that only operate as an all-inclusive resort. There are also many affordable resorts that offer full-board and half-board, and those might be better options for certain visitors. We've already compiled a list of the best Maldives all-inclusive water-villa resorts, and many of those are cheap as well.

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Many of us, when shopping for something like this, tend to start with the cheapest thing before going up in prices. This tends to be the same when looking at resort vacations. For that reason we’ve compiled TWO LISTS BELOW:



It’s a good idea to browse through both lists as the cheapest all-inclusive resorts tend to also offer half-board and breakfast-only options.


Also, you’ll want to note that there are three similar classifications for these resorts and it’s important to choose the one that suits your vacation style the best. In almost all cases, you’ll find that most non-motorized activities and water sports are included in each plan, even those that are breakfast-only. This means that the “all-inclusive” options are generally about meals and drinks.


  • Half-board – Breakfast and dinner included, but not alcohol
  • Full-board – Breakfast, lunch, and dinner included, but no alcohol
  • All-inclusive – All meals included and non-premium alcohol included


Choosing the best option for you

Needless to say, when alcohol in “unlimited” quantities is included the price does notably go up. If you are not a drinker or even if you prefer to stick to less than 3 drinks per day you will probably save money choosing a full-board plan and then purchasing the drinks yourself. As lunch is relatively cheap, you might be out on a dive boat or other excursion that includes lunch, the cheapest option of all for light drinkers is the half-board.

The 5 Cheapest Maldives fully all-inclusive resorts

Cinnamon Hakuraa Huraa Maldives – All inclusive

  • Water villas: 70
  • Total rooms/suites: 80


With 70 water villas and 10 island suites, the Cinnamon Hakuraa Huraa is a smaller private-island resort that offers excellent value to those who visit. The all-inclusive plan here is among the cheapest Maldives accommodation prices. Even though it is so cheap, the restaurant and other services receive solid reviews from guests.


Both the diving and snorkeling that can be found near the resort are also very well regarded. In addition, there are two daily free boat trips that take guests out to the prime spots. Considering the reasonable room rates, the rooms themselves are a really good size, and each has the classic glass floor cutout that everyone loves, so you can observe sea life immediately under your water villa. You’ll also find that each villa features a minibar, private deck and steps that lead into the ocean below that are great for easy swimming and snorkeling.


  • Low season online specials from US$1,152 per night
  • High season online specials from US$1,176 per night
>More information about the Cinnamon Hakuraa Huraa Maldives – All inclusive >Check rates

Adaaran Prestige Water Villas All-Inclusive – Maldives

  • Water villas: 20
  • Total rooms/suites: 20


With only 20 water villas currently located in a special section of Meedhupparu Island that it shares with a sister resort, the Adaaran Presige Water Villas Resort is a solid 5-star property where all guests are included in the all-inclusive plan. Here, each water villa comes with a jacuzzi that’s situated on its private deck, and a glass section inside the room to observe the sea life below. Each room also features a minibar, air conditioning, and the luxury option of in-room massages.


What you’ll especially want to note is that the water villas here also come with a personal butler, making it so that guests can get as much attention as they need, or as little as they want. In this middle price range there is a lot of other choices of affordable resorts, but few that can compare on amenities that you’ll find here.


  • Low season online specials from US$1,300 per night
  • High season online specials from US$1,403 per night
>More information about the Adaaran Prestige Water Villas All-Inclusive – Maldives >Check rates

Centara Grand Island Resort & Spa All-Inclusive – Maldives

  • Water villas: 62
  • Total rooms/suites: 104


With 62 water villas and 42 island rooms and suites, the Centara Grand Island Resort is a solid 4-star hotel with a lot going for it. Each water villa has a private Jacuzzi spa and a rain shower in its bathroom. They also come with an entertainment system, Wi-Fi, a living room area, a minibar and a section for preparing coffee and tea, making this one of the best value all-inclusive resorts.


At this resort, you’ll want to note that the all-inclusive plans come in two forms. The main plan, which it is important to know that it’s mandatory unless you upgrade, covers all of your food and non-premium drinks at most of the restaurants. They also offer the Island Club level of all-inclusive which includes another premium dining restaurant, premium drinks, and a few other activity extras. Both of these get very good reviews from guests.


  • Low season online specials from US$800 per night
  • High season online specials from US$825 per night
>More information about the Centara Grand Island Resort & Spa All-Inclusive – Maldives >Check rates

Adaaran Prestige Ocean Villas All-Inclusive – Maldives

  • Water villas: 40
  • Total rooms/suites: 40


The Adaaran Prestige Ocean Villas resort is made up of 40 water villas that are arranged in a private section just off the island. Excitingly, each water villa comes with a personal butler, so the moderate price for the all-inclusive plan is a better deal than you might think at first.


This is one of the best value all-inclusive resorts in the entire Maldives, and this is because guests have access to 3 restaurants along with  several bars. If they want, guests can also access the restaurants and bars on the island adjacent to the resort. There’s a nice surf beach here, which is a little rare in the Maldives at resorts, plus great scuba diving, snorkeling, and even tennis, and badminton. Those who love to fish will also find fishing and crabbing.


  • Low season online specials from US$1,516 per night
  • High season online specials from US$1,604 per night
>More information about the Adaaran Prestige Ocean Villas All-Inclusive – Maldives >Check rates

Lily Beach Resort And Spa – Maldives All inclusive

  • Water villas: 56
  • Total rooms/suites: 119


The Lily Beach Resort is very popular with guests, many of whom choose to return each year. The smaller 16 water villas can be found perched just off the island, but the 40 even larger water villas are set out into the lagoon, with the reef just outside of each balcony.


When walking around the resort, guests will find restaurants and bars that serve a large selection of plates and drinks, a dive center (great for those who love to scuba dive), and much, much more, with the inclusion of a 5-star spa.


  • Low season online specials from US$1,223 per night
  • High season online specials from US$1,314 per night
>More information about the Lily Beach Resort And Spa – Maldives All inclusive >Check rates

The 6 Cheapest Maldives water villa resorts with all-inclusive options

Meeru Island Resort – Maldives

  • Water villas: 106
  • Total rooms/suites: 286


Known as one of the largest resorts in the Maldives region, the Meeru Island Resort has 106 water villas to go along with 190 island rooms and suites. This resort does offer an all-inclusive resort package for guests, but they also have full-board (no alcohol) and half-board (breakfast and dinner only) options that some visitors might like better. This makes it so that the resort is truly accessible to all, making it a great choice on this list of affordable resorts.


A large resort like this happily comes with many benefits including a very long list of water sports and activities, alongside a good number of restaurants and bars to sample. The smaller class of water villas are a nice size, but if you decide to step up your choice, you’ll get a larger villa and a personal Jacuzzi, with only a small increase in price, so you’ll want to keep that in mind when looking at Maldives accommodation prices before booking your stay.


  • Low season online specials from US$518 per night
  • High season online specials from US$1,062 per night
>More information about the Meeru Island Resort – Maldives >Check rates

Kuredu Island Resort – Maldives

  • Water villas: 50
  • Total rooms/suites: 300


Another one of the Maldives’ larger affordable resorts, the Kuredu Island Resort offers guests 50 water villas and 250 additional island rooms and bungalows to choose from. The all-inclusive packages are very popular here, but, with that said, the lesser options are also worth considering for certain guests as well. This is a great resort choice for a family and even large groups. This is because each couple can opt for the plan that suits their budget and tastes best.


Another great aspect of this resort is that you have all the water sports and activities you could imagine, which is another benefit of a larger hotel like this. You’ll even find a small 6-hole pitch and putt golf course, which is very exciting for those who rather not miss a golf game simply because they are on vacation. With appealing online special rates year-round, this is one of the best value all-inclusive resorts for those trying to keep their budget low and still do the all-inclusive thing.


  • Low season online specials from US$936 per night
  • High season online specials from US$1,060 per night
>More information about the Kuredu Island Resort – Maldives >Check rates

Vilamendhoo Island Resort & Spa – Maldives

  • Water villas: 30
  • Total rooms/suites: 184


The 30 water villas at the Vilamendhoo Island Resort each come with a private Jacuzzi, along with other luxury amenities. The cheapest all-inclusive plan here has an option that just comes with the meals, and a Plus option that includes alcohol as well as a few other extras, which helps to make it a good choice for a mixed group where not everyone wishes to drink.


The water villas are very large here, especially for this price range, and they are well appointed with luxuries including a 4-poster bed and an iPod docking station with a sound tower. You can choose from among 4 different restaurants and several lounges, including a sports bar, which happens to bit a bit of a rare treat in the Maldives. The online special rates are very appealing all year round here as well.


  • Low season online specials from US$649 per night
  • High season online specials from US$650 per night
>More information about the Vilamendhoo Island Resort & Spa – Maldives >Check rates

Adaaran Club Rannalhi – Maldives

  • Water villas: 15
  • Total rooms/suites: 115


With only 16 water villas that rest close to 99 beach bungalows, the Adaaran Club Rannalhi Resort offers a great value with its all-inclusive resort packages, along with other options that are built to suit guests who prefer to go a la carte. The full-board option is a solid choice for those who don’t like to drink alcohol and have no desire to pay for it for others. You’ll also be happy to hear that rooms here feature fun amenities that include a private deck and an ocean viewing glass floor cutout, that allows you viewing access of the sea below without having to put your bathing suit on (in most rooms).


The house reef also gets high marks and the snorkeling and scribing are noted frequently as very good. There is also windsurfing, water skiing, and various forms of sailing, plus some scheduled nightlife, which isn’t the case for most Maldives resorts.


  • Low season online specials from US$889 per night
  • High season online specials from US$940 per night
>More information about the Adaaran Club Rannalhi – Maldives >Check rates

Veligandu Island Resort – Maldives

  • Water villas: 64
  • Total rooms/suites: 76


A very well-regarded 4-star resort, the Veligandu Island Resort offers a room choice from 64 water villas and 12 island rooms. The smaller 10 water villas here are of reasonable size, but the others are actually all very large and impress with a private Jacuzzi on the deck. You’ll find that the all-inclusive plan here is generous but other plans are available as well.


Each and every single water villa features a large flatscreen TV and an iPod docking station, along with many other luxury amenities that include a minibar, fridge, and a partially open-air bathroom with a lovely rain shower (this particular feature is found in the jacuzzi villas). This is a popular affordable resort that gets a lot of repeat bookings, and the modest prices are certainly part of the appeal. There are good family facilities and even a football pitch here, so it’s a great resort for groups.


  • Low season online specials from US$825 per night
  • High season online specials from US$1,065 per night
>More information about the Veligandu Island Resort – Maldives >Check rates

Filitheyo Island Resort - Maldives

  • Water villas: 16
  • Total rooms/suites: 125


At the Filitheyo Island Resort, you’ll find a remote property that has 16 water villas along with 109 beach villas and suites. The all-inclusive option is by far the most popular here, but the other plans that are offered here, may be an even better value for some. With this said, you’ll want to look at all the available options when considering booking a stay here.


The diving center has a great reputation, and there is a long list of other water sports to choose from which includes sailing and windsurfing, plus volleyball and a fitness center. There’s also a popular spa here that offers beauty and rejuvenating sessions. The low-season specials make this an excellent value among all-inclusives, and the high-season rates are still quite reasonable considering all the amenities included.


  • Low season online specials from US$650 per night
  • High season online specials from US$766 per night
>More information about the Filitheyo Island Resort – Maldives >Check rates
57 thoughts on "Editor’s Choice: 6 Best cheap Maldives water villa resorts"

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  1. first of all sincere thanks to you for giving the detailed guidance to everyone for Maldives, good work..!!

    I have a few questions as below:

    We want to visit maldives in Nov first week and is a family of 5 Adults plus a 5 month baby.

    1. Which resorts in your list can accommodate us with a baby?
    2. Can you explain differences between All inclusive, full board and other normal booking?
    3. Can we split a stay in a resort between different category of rooms, does it have a cost impact?
    4. With baby is it advisable to take sea boat transfer or sea plane transfers?
    5. Is it advisable to take a far off resort from Male airport?
    6. If we prefer water villa which will be most budget friendly?

    1. Pratz,

      I’m happy to try to help.

      1. Unfortunately, it’s rare to even find Maldives resorts that allow 4 guests per villa. The only that allow 5 or 6 are a few large 2-bedroom or 3-bedroom units at a few resorts and those cost many times what normal water villas do, so it’s cheaper to get 2 water villas.

      2. All resorts offer an included breakfast with a normal booking. Half Board also includes dinner. Full board includes 3 meals per day, but not alcohol. All-inclusive includes all meals (usually served at buffets) and usually unlimited alcohol and other drinks. In some places the top-shelf drinks cost a premium, while they are included at others. A few resorts also include a tour or excursion with the all-inclusive plan.

      3. Yes, you can book an island room for part of your trip and a water villa for another part. It’s not only cheaper, but sometimes you’ll get upgraded to a water villa for one or more of your island days if they’ve got an empty villa.

      4. I’m not sure about that. Both are quite loud. The sea planes don’t fly very high so I don’t think pressure is as much of an issue as it is in a big plane.

      5. The resorts closer to Male Airport usually have cheaper transfers so they can actually save you money. I don’t think any of them are in the flight path to the point that it’s annoying, so staying near the airport will save time and a bit of money.

      6. The list above shows our picks for the best of the cheaper resorts. But the rates can change for any given date depending on availability. My suggestion is to check the dates at a resort that appeals to you, and then also check your dates for all resorts on, which usually has the best rates. Sometimes you’ll see a promotional rate for your dates if a resort has too many empty rooms. It’s hard for me to know which is best on any given dates so it’s best to check yourself. Some good news is that pretty much ALL of these resorts is really as wonderful as the photos look. A couple Maldives resorts have quite a few disappointed guests, and I don’t even list those on this site. -Roger

  2. HI ,
    I would like to get 2 days normal resort and 1 day water villa. Which one do you recommend and how much it will cost.

    1. Yash,

      Obviously it depends on where you’d stay. Island villas at some resorts start at around US$150 per night, and water villas at those same resorts start at around US$350 per night. You also have to pay between US$100 and US$700 per person for transfers from the airport to the resort. Have a great trip. -Roger

    1. Thorsten,

      I totally understand and the speed boat transfers do feel kind of like a rip-off at first. But each resort (for the most part) has to buy and operate their own boats and it’s pretty expensive. I think your best bet is to look into the resorts that are closest to the airport, as a few of them offer transfers close to US$100 per person, return. Here is our list of the closest water villa resorts to the Maldives Airport. Best of luck. -Roger

    1. Francesca,

      Sorry about the delayed response and it might be too late. For the Maldives each resort has its own speedboats and when you book a room they will ask you for your flight details so they can arrange a pickup at the dock just in front of the airport. The speedboats are fairly expensive so you have to research those prices before you book, and that’s why we list them on each page of this site.

      As for a 3-year-old, yes, it will be an issue. Many resorts don’t allow guests under 13 or even 18, while other resorts just make you sign a waiver saying that you understand the risks. Speaking of that, the piers that go out to the water villas do NOT have rails, and it’s easy to just walk right off the decks in most water villas as well, so you’d really have to stay focused on that. -Roger

    1. Estee,

      I haven’t been to Adaaran Club Rannalhi, but I’ve heard good things and I’ve spoken to the people who run it. It’s true that the resorts all look so amazing and almost all of the reviews are glowing as well. In my experience it turns out because they ARE so amazing. It seems like it’s so expensive to build and run these private-island resorts that operating them poorly is a bad strategy. There are 2 or 3 Maldives resorts that tend to get many bad reviews and I don’t even list those resorts on the site because there are enough great ones to list.

      As for the sea planes, it’s true that some of them drop guests at one resort on their way to another, but actually most people love the sea plane flights because they offer the most amazing views of the islands you can get. If you are not comfortable flying in a plane with 10 or 12 people then it might be better to opt for one of the resort with speedboat transfers. And the sea planes only operate during daylight hours, while speedboats can go at night if they need to, so that’s another factor. Best of luck with whatever you decide. -Roger

  3. hello Roger,
    great site with alot of information but with that im trying to plan a honeymoon probably in June and ok with it being a rainy month especially if the cost can be slightly discounted. Dont want to stay at a resort that is overly expensive.
    I want a location that is all inclusive and want to stay maybe 3 nights over water and 3 nights non. I see you recommend meeru alot and the price is very good. I know its one of the older resorts do you still think it stands up for honeymoon and todays standards.
    Is there any other resorts you would recommend I also would like it to have some activities so we dont get too bored.
    Also what is the best time to book is now good or wait till closer will it have better deals.

    1. Andre,

      It’s true that June usually has the greatest chances of a rainy day or two, as opposed to just a quick rainstorm here and there, but most days in June are still mostly dry so I agree that it can be worth it to take advantage of the lower rates and smaller crowds, and you might get very lucky with the weather anyway.

      And it’s also true that Meeru is indeed a resort that I recommend a lot, and in my opinion it definitely holds up to the newer resorts. You might also look at Veligandu, which I also recommend, as they are run by the same respected company. Meeru Island is huge compared to most so it feels very private and spread out even when it’s full, and they have more restaurants and activities than almost any other resort. Veligandu is smaller, but also with quite a few choices.

      One reason that I recommend Meeru so often is their strategy is to offer an excellent product at a fair price, and stay almost fully booked all year round. At least half the people I met there had been there before and they come back again and again because of the quality and value. Most other resorts advertise with much higher room rates and then start offering promotions about 3 months out in order to fill the villas. If you are aware of that you can actually get a pretty good deal with 2 or 3 months to go, but you also have to settle for places that have enough vacancies to offer promotions. Places like Meeru and Veligandu (and that company runs 2 or 3 other resorts that aren’t all inclusive) have prices low enough to be full a month or two out all year round. They just prefer to be full of happy guests rather than having to keep running promotions to get new guests in at the last minute.

      All of that said, even most of the newer Maldives resorts tend to be quite casual rather than posh. The service is usually excellent, and you can check all the recent reviews yourself to confirm, but since they are sandy islands where most guests walk around barefoot most of the time, they are more like beach bungalows than 5-star hotel suites. Meeru and Veligandu usually run good rates all the time, and often I see that they offer All Inclusive Plus included in the rate in June. If that is what you are seeing I think booking soon would be wise if that is what you want. But if you wait until next March or so you might see a couple other all-inclusive places start offering rates that are similar. It’s a bit of a gamble, but since June is the slowest month it’s not like you won’t find a room, even at the last minute. I hope this helps. -Roger

  4. Hi Roger

    Thanks to your suggestions, I am at the last stage of booking Meeru for 2 nights. I have 3 queries, I would be reaching Male International Airport at 16:20 hours.
    1. By what time would we be able to reach the resort?
    2. IF I book the water villa for one night and water front villa for 2 nights, would it be okay or booking Water Villa for 3 nights would be a better idea (Is there a huge difference in the experience or just experiencing it for one night and saving bucks for other 2 would be wise?)
    3. IF i book the villas through travel agents like Makemytrip and not through the Meeru website, how will I be able to book the Speedboat? Booking through the Meeru website is costlier.


    1. Anurodh,

      I’m sure you’ll love it there. The speedboat transfer can depend on how many other guests are coming in on that flight or flights around the same time. If you land at 16:20 you should have your luggage by 17:00 and you’ll go find the Meeru representative outside of customs. The speedboat ride is about an hour each way and it might leave right after you get there, or you might have to wait for another couple or two. Usually it seems to be on its way in an hour or less because they own quite a few speedboats that are going back and forth around that time of day.

      That’s a tough call. In my opinion a water villa is an amazing novelty for at least 3 days or so, but after that you are used to it and notice that the restaurants and bars and such are a longer walk than from the beachfront villas. If you can afford the three nights I would do it. One night is much better than zero though.

      The lowest rates on Meeru Island are usually on, and those are much cheaper than the official website. After you reserve your room on the website it will ask you for your flight details and then charge you for the speedboat all at the same time. Since there are no other options of getting there, they just add it right on top of the room charge before you pay the first time. Have a great trip. -Roger

  5. Hi Roger,
    I looked at about 30 resorts already, in almost every website I see the option to enter a coupon code.
    Two questions:
    1. How do I find such coupons?
    2. What’s the best time to book prior to arrival to get the best prices/deals?

    I’m looking for over-water outdoor jacuzzi villa at up to $700 so limited my choice to:
    1. Meeru
    2. Vilamendhoo
    3. Olhuveli
    4. Am I missing any option at this price range? (Centara and Sun Siyam are around $900…)

    Thanks in advance,

    1. Max,

      Those top 3 on your list are the ones that come to mind for me, and I’m glad you found them. Meeru Island has very large Jacuzzi Water Villas in your price range with full board or even all-inclusive.

      As for hotel coupons, I don’t think they exist for most places. I’ve found the best rates are on in most cases and I don’t think they use coupons (at least for resorts like these).

      Have a great trip. -Roger

  6. Hi Sir,
    I am looking for a 4D3N/5D4N Honeymoon Package.
    The Travel dates will be by end of Dec.
    Looking for a romantic tour, resort should be mostly all inclusive, water villa with Jacuzzi, spa and water sports facilities.
    Please help to find a suitable villa.
    Budget for the trip is 500-600$ per day.

    Thanks in advance.

    1. Shreyas,

      We are simply an online guide to overwater hotels and we don’t do bookings. The last week of December is peak season for the Maldives (and every other tropical island destination) so your budget might not be enough, especially for all-inclusive. Your budget is enough for the excellent Meeru Island resort if you can go a little earlier or later than that last week in December. The Jacuzzi Water Villas there are huge and the service is fantastic. Best of luck with this. -Roger

  7. Dear Roger,

    Thanks so much for this and other articles, have you heard of Sun Island Resort and do you have any thoughts on it? They have over the water bungalows for a low price. Thanks

    1. Ani,

      I haven’t personally been to Sun Island, but I’m familiar with the place. The reason that the water villas there are cheaper is that they are semi-detached, so they have 68 bungalows in 34 structures. The water villas are also smaller than almost any other in the Maldives at around 32 square meters or 340 square feet, which makes them similar in size to a normal 4-star hotel room in a big city. Most other Maldives water villas are at least 50% larger and many are many times larger. All of that said, the place has a very good reputation and gets great reviews, and I’d be very happy to stay there myself.

      When comparing these resorts it’s important to compare what you get for the price. In other words, for the same price as a water villa at Sun Island, you could instead get a larger beach villa at another resort, or at Sun Island itself. At least for part of my stay I would personally prefer to stay in the water villa over the clear lagoon because that is an experience you can’t get anywhere else in the world. Let me know if you have any other questions. -Roger