I've written a longer explanation of all-inclusive overwater bungalow resorts, but this seems to be an extremely common question so I've decided to offer a short and simple explanation that should help people find exactly what they are looking for more quickly.

It's no secret that these overwater bungalow and water villa resorts are expensive, so it appears that many people are very interested in knowing almost exactly how much the holiday will cost before they choose a resort. This is understandable and wise since prices for meals and drinks range from high to outrageous and many of these places.

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How to find and choose an all-inclusive overwater bungalow resort

  • Choose the area you want to visit
  • Pick a resort in that area
  • Check for online deals that include all meals (and sometimes drinks)

 

It’s really that easy. In fact, almost every overwater bungalow or water villa resort in the world operates on an all-inclusive basis for the most part. There are now over 125 of these resorts around the world, and only a few don’t offer this as the main option, so choose a resort and research the options after that.


Activities included at virtually every one of these resorts

Since almost all of these resorts boast extremely secluded locations, they have little choice but to provide a long list of activities and recreation possibilities, and most of them are included in the room price.

 

Typically, all “non-motorized” water activities are included in the room price, which usually means anything from snorkeling equipment to sea-kayaking to sailing to wind-surfing, as long as the guest can do the activities by themselves. You’ll also get free use of the swimming pools, beaches, tennis courts, board games, and whatever else is on hand.

 

Usually all motorized activities are charged extra. This means things like Jet-skis, fishing trips, sunset cruises, and anything involving resort staff being there the whole time will incur an extra fee. This makes sense since no one should want to subsidize expensive activities for others if they aren’t planning on doing them themselves.

 

Komandoo Maldives Resort

How food options usually work at these resorts

When you go to book online at any of these resorts you’ll usually be shown a discount that includes the room, most activities, and breakfast. Most resorts will also have an option at a higher price that includes lunch and dinner as well. These options usually provide good value, even if they add, say, US$80 per day per person, because the a la carte food at the resorts tends to be quite expensive. Unless you plan on eating light at almost every meal, the full-board plan will usually save you money compared to ordering off the menu.

 

Some of these resorts, particularly those in the Maldives, actually include alcohol and other drinks in the price for the all-inclusive option. Not surprisingly, the usually means middle-shelf spirits, beer, and non-premium wines, but it can obviously be a pretty good deal for couples who like to drink more than one or two per day.

 

La Tahaa Bora Bora Resort

Food costs are an issue due to the remoteness of these resorts

It’s worth mentioning that the majority of these resorts have a captive audience. In the Maldives in particular, every single resort is on a private island, and only a few offer access to another resort, which they also own.

 

In Bora Bora and elsewhere in the South Pacific, some of the resorts have restaurants nearby, though in most cases those are also quite expensive. Really, it’s only for the two overwater bungalow resorts in Tahiti where you might hop in a taxi and for a reasonable price end up at a cheaper restaurant in Pape’ete.

 

With this in mind, it’s important to realize that you’re daily food costs will be quite high, mostly because it’s expensive for the resorts to get fresh food to these remote places. Choosing the all-inclusive meal option is a good idea to avoid sticker shock at what you might spend otherwise.

 

Finding deals on all-inclusive packages

 

It’s true that some traditional travel agents can offer special package deals, but increasingly the best deals are found online since commissions are much lower. The best thing to do is just pick the resort that interests you and check for the dates you want. In many cases you’ll find that big discounts are available online, especially for stays of 5 nights or longer.

 

If you don’t see a discount at one resort then check another. If you are visiting during high season then discounts might be harder to find, but even then you’ll usually find at least one or two places offering special deals.

 

Once you click into the resort you are interested in, you’ll usually see multiple options for each room, with one being an all-inclusive meal plan.

South Pacific

Bora Bora overwater bungalow resorts – This is where you’ll find the greatest number and perhaps the most beautiful overwater bungalows in the world.

 

Moorea overwater bungalow resorts – This island just off Tahiti has five excellent resorts with overwater bungalows.

 

Tahiti overwater bungalow resorts – There are only two such resorts on the main island of Tahiti, both of which are rather large, and quite affordable.

 

South Pacific overwater bungalow resorts – Spread through the rest of the South Pacific you’ll find about 10 more resorts that range from cheap to ultra-luxurious.


Caribbean and Central America

Caribbean overwater bungalow resorts – While they aren’t the types set over clear-water lagoons, there are 7 resorts in the Caribbean that have overwater rooms of one type or another.


Asia

Maldives water villa resorts – This group of islands just southwest of India is home to about two-thirds of the world’s overwater bungalows (called “water villas” here) spread through over 75 resorts. It’s fast and easy to reach from Europe, but quite a long haul from North America.

 

Asia water villa resorts – There are a number of other resorts in Thailand, Malaysia, and the Philippines that could be ideal if they are convenient to reach.


You could even work at one of these resorts

On the surface these places look glamorous so there are plenty of people who would enjoy actually working at one of them. In the Maldives the employees almost all live in sort of a compound in the middle of each island and stay a week or more at a time, and that is obviously not for everyone. If you think you might like something like this you can find jobs like these on job boards. The pay is often not great, but you get room and board included so it’s pretty easy to save up money working there.


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  1. My family and I live in Asia and we are looking for a trip to anywhere with water bungalows and hopefully clear, turqoise water with snorkelling and water activities available, and is also budget friendly if possible. We are two adults and one child who is a little over 17. Are there any suggestions or recommendations? Thank you

  2. I am looking to plan a family vacation that is budget friendly. I would love to stay in an overwater hut. Can you tell me the best and most reasonable place to stay with a family the kids are 12 & 16

    1. Kris,

      Since you aren’t even sure which part of the world you want to visit, I’d recommend starting with this list of the world’s cheapest overwater resorts on our other site. Most of those resorts only allow 3 guests per room, even though almost all of them have a pull-out couch in addition to a king bed. You might find some good choices in Central America or in Asia other than the Maldives. And of course it really depends on where you are starting from because the cost of flights could cancel out any savings from a cheaper resort. I hope that helps and I’m happy to help with other questions if you have them. -Roger

  3. I would like to attend an over water bungalow resort for me and about 7 of my closest friends to celebrate my 45th Birthday. As most resorts are for honeymooners, are there single friendly resorts that can accommodate a "Girls Just Want To Have Fun" week long celebration. We live on the East coast and realize we will have to fly West for all the bungalows you have described above. All feedback is appreciated to guide me in the planning phrase.

    1. Kim,

      That sounds like a lot of fun. You won’t find many resorts that are great options for “solo” travelers, but groups of singles will fit in with many other groups there. Most of the resorts in Bora Bora and Moorea allow 3 guests per bungalow, and they all have a sleeper sofa in them for that purpose (most don’t allow 4 guests per room though). So if two of your group are okay sleeping on a pull-out couch then you can get by with 3 bungalows.

      It’s true that many of the guests at these resorts will be honeymoon couples or anniversary couples, but there are also families with older children and multi-generational groups. I think your group would have fun at just about any of those resorts, but I’d probably focus on one that has some nightlife each evening such as a band or DJ. Some of the smaller resorts only have a beach bar and it’ll mostly be couples in those. Long story short, I think I’d look at one of the larger resorts on Moorea or Bora Bora or even Tahiti. The places with at least 100 total rooms (including beach and garden bungalows) should also have plenty of things to keep you happy and a diverse clientele.

      If your budget can handle a bit over US$2,000 per night you might even consider one of the Sandals resorts on Jamaica because the flights will be so much shorter and cheaper. The overwater bungalows there are huge (I just toured both resorts recently) and the nearby beach rooms are really wonderful there as well. The beach rooms start at around US$500 per night, but they are premium all-inclusive with even many activities included so they would be really fun for a group. In other words, maybe you could get 1 (or 2) overwater bungalows and a couple of beach rooms, and take turns in each? And you could mostly hang out in the overwater bungalow during the day, which is plenty big enough for everyone. When you add in the cost of flights and all that time flying to Los Angeles and to Tahiti then the Jamaica plan could look even better. Also you have to factor in the cost of meals and drinks and activities. In the South Pacific the room includes breakfast, but everything else is extra, while in Jamaica it’s ALL included in the price. Let me know if you have any other questions. -Roger

  4. My wife and I will be celebrating our 10th wedding anniversary. It would be wonderful to stay at an over water bungalow.

    Is Tahiti, Bora Bora gay-friendly islands? Are any island more friendly than others?

    1. Merchel,

      Tahiti, Moorea, and Bora Bora are all part of French Polynesia, and the French culture there is quite strong. With that in mind, I’d expect that the islands and the resorts in particular would be quite LGBT-friendly. I don’t recall seeing anything in particular that stood out when I’ve been there, but I have a strong hunch that the resorts are all very progressive with that sort of thing. The island people seem to be quite open minded, and French people are famously tolerant. I wish I could give you more certainty. Best of luck with this. -Roger

  5. I am trying to plan our 10 year wedding anniversary. We are both pretty easy to please regarding vacations.

    I do know that my wife would really love to stay at an over water Bungalow for this trip.

    We would be traveling from Wichita, KS to Bora Bora or somewhere similar.(hopefully if price is right).

    I have browsed a bit and can’t find much for our budget (around $3-4k per person). Obviously I would love to be on the low end of my budget and save as much as possible.

    If not in Bora Bora, we would be okay with over water bungalow’s elsewhere.

    Travel dates would be leaving August 26th and Returning September 2nd (can go 1 day either way if needed).

    1. Michael,

      We are simply an online guide to overwater bungalows and not a travel agency. You’ll find the best deals online for these resorts. You can usually get better value in Moorea, which is another gorgeous island right off Tahiti itself. The room rates are a bit lower and transportation is faster and cheaper as well. If you have any specific questions just let us know. -Roger

  6. We our planning our honeymoon and live near San Francisco. We’d love to go to an amazing bungalow but the issue is we have only around 7 days for our trip, so the long flights really eat into our time. Is there an island you recommend we go to which is easy to reach from SFO? Thanks!

    1. Andrew,

      From San Francisco the closest overwater bungalows are in Tahiti, which is only a couple hours farther than Hawaii. It looks like you’d have to fly down to LAX first, as that’s where all the flights to Tahiti start. There are two resorts not far from the Tahiti Airport that offer overwater bungalows. Those resorts are pretty nice, but there are 4 nicer ones on Moorea, which is a 5-minute flight or one-hour ferry ride from Tahiti. If you are going all that way, it’s probably worth going to Moorea, as it’s also a much prettier island than Tahiti itself. Bora Bora is a 60-minute flight from Tahiti, and it has even more options. Those islands are so gorgeous and wonderful that I think it’s worth the flight, even for a week. Best of luck with this. -Roger

  7. Hi
    We live at the Gold Coast, Australia so can fly out of here or Brisbane. For our 20 year wedding anniversary in April we want to stay at an overwater bungalow – this will probably be a one-off so I want it to be in the clearest water with white sand so that the swimming and hopefully snorkelling is great. Maybe even some other water activities like sailboarding nearby? What do you recommend also considering ease of getting there? Thanks!

    1. Margo,

      There are actually a few resorts in the South Pacific that aren’t far from you, including one in New Caledonia. Have a look at our list of resorts in the South Pacific for more details. The next closest to you are in the Philippines and Malaysia. You can find those under the Asia tab on the top of this page.

      But really you’ll find the best affordable resorts in the Maldives, which has 80 different overwater hotels, each on its own island. Click on the Maldives tab for all of that information. And of course Bora Bora, which also isn’t too far from you, has many of the world’s best overwater resorts if price isn’t a major factor. Best of luck and let me know if I can help more. -Roger