All-inclusive overwater bungalow and water villa resorts and where to find them

There's good and bad news for those looking for all-inclusive overwater bungalow and water villa resorts, depending on which part of the world you live in. The bad news for many people is that there are no all-inclusive resorts in Bora Bora, Moorea, or Tahiti that include all meals and alcohol in the room rate. Everything else is good news because most activities and services are indeed included in the room rate.

However, if you can get to the Maldives, which is home to most of the world's overwater resorts, you'll have plenty of excellent options that include meals, alcohol, and even premium alcohol in some cases. Just south of India, the Maldives is quite a long way from the western US and Canada, but for those in the east it's at least as close as the South Pacific.

How all-inclusive works at most resorts

Of the 130+ overwater bungalow resorts in the world, about 35 of them operate exclusively as all-inclusive, meaning every guest gets meals, drinks (usually including alcohol), and most activities included in the room price. Interestingly, most of these are among the cheaper resorts in each area, so they are ideal for those looking for value on lower budgets. Most of these are in the Maldives, with none in the South Pacific.

Most overwater resorts include everything but alcohol and some food

With only a very few exceptions, every one of these resorts is located on a private island, or a secluded section of a barely-populated island. For this reason, most guests tend to eat all their meals and use the daytime activities at the resort itself, so it's most efficient for everyone to have most, if not all, of these things included in one price.

Most resorts include:

  • Breakfast, usually with options for lunch and dinner as well
  • Snorkeling equipment
  • All non-motorized water sports like sailing, and sea kayaks
  • Classes, parties, and other regular special events

Finding an all-inclusive overwater bungalow resort

If you are looking for an overwater villa perched over a turquoise lagoon that comes with all meals and alcohol, then you are almost certainly going to want to go to the Maldives. This small island chain has over 80 private-island resorts that feature water villas and about 20 of these are run on an all-inclusive basis. About ten to twenty more operate mostly on half-board or full-board plans, and many of these also have deals that include alcohol as well.

>>>Best Maldives all-inclusive overwater villa resorts
>>>Cheapest Maldives all-inclusive overwater villa resorts

South Pacific

Bora Bora overwater bungalow resorts – This is where you'll find the greatest number in the South Pacific and perhaps the most beautiful overwater bungalows in the world.

Moorea overwater bungalow resorts – This island just off Tahiti has five excellent resorts with overwater bungalows.

Tahiti overwater bungalow resorts – There are only two such resorts on the main island of Tahiti, both of which are rather large, and quite affordable.

South Pacific overwater bungalow resorts – Spread through the rest of the South Pacific you'll find about 10 more resorts that range from cheap to ultra-luxurious.

Caribbean and Central America

Caribbean overwater bungalow resorts – While they aren't the types set over clear-water lagoons, there are about a dozen resorts in the Caribbean that have overwater rooms of one type or another. Many of these resorts do operate on an all-inclusive basis, although they are mostly “eco-resorts” with few amenities and are usually focused on scuba diving.


Maldives water villa resorts – This group of islands just southwest of India is home to about two-thirds of the world's overwater bungalows (called “water villas” here) spread through over 75 resorts. It's fast and easy to reach from Europe, but quite a long haul from North America. See our list of the best all-inclusive Maldives resorts as well as the cheapest all-inclusive Maldives resorts to narrow your search down a bit.

Asia water villa resorts – There are a number of other resorts in Thailand, Malaysia, and the Philippines that could be ideal if they are convenient to reach.

  • M.mortazavi says:

    I am very interested to know how to build a bungalow and the conditions ex. Water deep , power of waves , etc

    • Roger Wade says:


      I get this question a lot and it always surprises me. I wish I could help, but we are an online guide to overwater hotels and we have nothing to do with construction of them. You might consider contacting construction firms in the Maldives, since most of the world’s overwater resorts are there and they keep building new ones. -Roger

  • April says:

    I’m just in the beginning stages of planning an anniversary vacation for around Sept if next year so I know it’s to early to book but wanted to know where I should be looking for the best rates on fights from atlanta Georgia. We want an over water bungalow all inclusive or mostly all inclusive lunch and dinner with drinks/alcohol included. And a few activities. If you know of 2 or 3 options that would be greatly appreciated. Thank you..

    • Roger Wade says:


      There are a few very expensive all-inclusive overwater bungalow resorts in the Caribbean, but none in Bora Bora or anywhere else in the South Pacific. If you really want all-inclusive then the Maldives is your best bet as they have about 25 resorts there that are all inclusive or offer all-inclusive options. You’ll probably get the cheapest flights from Atlanta to the Maldives about 5 months out. And you’ll usually get the best rates at a resort from 3 to 6 months out. Have a great trip. -Roger

  • katherine says:

    when is the best weather/time to visit the maldives?

    • Roger Wade says:


      I cover most of this in my article on when to go to the Maldives. The short version is that there are pros and cons to any time of the year. It’s really only late May through early July when you might get hours of rain at a time. The rest of the year the rain tends to come quickly and usually end in 20 minutes or less. I think most people actually prefer to go to the Maldives when the weather is worst where they live, because it’s always warm and pleasant in the Maldives. -Roger

  • Hank says:

    I’m wanting to take my family to a vacation in a bungalow..over water.
    Swimming pool..I have 6 adults and 2 kids. Can u help?…send name of place or pics

    • Roger Wade says:


      Unfortunately there are no overwater bungalows that can accommodate 8 people. Most of them are built for 2 or 3 people and even the rare resorts with 2-bedroom units charge a fortune for those. You are best off looking for 3 separate normal overwater bungalows for your group. -Roger

  • Audrey Rannebarger says:

    Hi Roger, due to this covid virus our 25th anniversary vacation was cancelled. We are looking for an all inclusive over the water bungalow that’s all inclusive that is NOT so expensive for June &th thru 14th. Is it possible to get anything under $6000? Thanks for your time and all the great info!

    • Roger Wade says:


      Sorry about the super-slow response, but I believe pretty much all of these resorts are closed as of June, although the Sandals in the Caribbean are about to open and the Maldives is taking steps to allow guests starting in July. -Roger

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