6 Tips to save money booking an overwater bungalow

Unfortunately for many of us, overwater bungalows and water villas are expensive, sometimes shockingly expensive. So it's a common question about how to book one of these beautiful rooms at a discount, and there's some good news about that below.

If you are booking a honeymoon trip and, for example, you want to stay at the same resort where the Kardashians stayed in Bora Bora, then you might have to pay full price. But if you are flexible and you consider the strategies described below you might save up to 40% at a resort that is just as nice, if not nicer.

Here are our best 6 tips for saving money booking an overwater bungalow:

Go in the so-called “off-season”

Each region that has overwater bungalows and water villas has about 5 months of a “high season” and the rest of the year is considered the low season. For the most part these high seasons line up with the drier months in each area, but honestly there isn't a great difference at any time of year in these tropical islands so close to the equator.

High season

This is true of all areas with overwater bungalows: On any given day there is some chance of a downpour, but often it happens overnight, and otherwise it usually happens in the late afternoon and it rarely lasts more than an hour. Interestingly, when you DO get clouds moving in late in the afternoon you'll usually have spectacular sunsets and a wonderfully moody atmosphere. Near the equator, even a single grey day is extremely rare.

If you visit outside of the high season you'll likely save 20% to 40% off the normal rack rates, and your experience will largely be otherwise the same. Check the when to visit Bora Bora, or when to visit Moorea and Tahiti, or when to visit the Maldives pages for more details.

Book a longer stay

Those of us who are on limited budgets might consider booking an overwater bungalow or water villa for only 2 or 3 days. That can be a good strategy, as we'll discuss below, but not always. You won't know if you don't check yourself, that many resorts offer specials such as “book 3 nights and get the 4th night free” or “save 20% on a one-week stay.”

The point is, a 3-night stay might show a quote of, say, US$1,800 but a 4-night stay could be the same. So if you are going to be in one of these areas for a longer period of time, check for the rate on a longer stay to see what discounts are available.

Book only a few nights in an overwater bungalow

Le Maitai Bora Bora Resort

Considering the tip mentioned just above, it's wise to check for possible discounts for longer stays, but in many cases, they won't bring the price down enough for some guests. In those cases, you should definitely consider booking an island room for part of your stay and an overwater bungalow for only 2 or 3 nights.

If you read the TripAdvisor reviews on these resorts closely you'll find that the people who stay in the island rooms at virtually every resort end up giving these resorts 4 or 5 stars in all categories. The rooms tend to be quite similar to the water bungalows, and they are obviously closer to the pool, restaurants, and shops, so in some ways, they are more convenient.

So perhaps 4 nights in an island room that is half the price of an overwater bungalow, for the remaining 3 nights, would be a big money saver. And honestly, the novelty of an overwater bungalow might wear off before the week is up anyway.

Book an island room and get an upgrade

This might be the best tip of them all, but it's a bit of a gamble. If you look closely at TripAdvisor reviews you'll notice that a very significant number of people book an island room and get upgraded to an overwater bungalow, at least for part of their stay. Honeymoon couples seem to get upgraded more often than others, so that's another thing to research when looking at reviews.

We can't be sure of this, but it seems that resorts that have more overwater rooms than island rooms will overbook the cheaper island rooms, sometimes by quite a bit, because they know they'll have no complaints from people who get upgraded. In some cases, they'll ask guests checking in if they want to upgrade to an overwater room for a small fee, but in many other cases, they seem to just do it automatically and for free.

To increase your chances of a free upgrade you'll want to book a resort that has far more overwater rooms than island rooms. If the ratio is reversed then you'll be competing with far more people for fewer upgrade rooms.

Don't book too early

Hilton Maldives

Now that virtually every hotel books rooms online, they also change their prices from one week to the next in order to try to maximize revenue. Something you might not realize is that hotels operate in a similar way to airlines in that they keep prices high when the dates are far away, and they only begin discounting a few months out if they still have too many empty rooms.

These resorts know that if you have dates for your honeymoon 6 months from now and you have your heart set on a particular resort, that you'll book it even if they are charging their highest yearly rate. So it's a bit of a gamble if you do have your heart set on one particular resort, but if you wait until 60 to 90 days before your stay you are much more likely to see discounts of up to 30% on the same bungalows.

With the two tips directly above in mind, you might consider booking a cheap island room well in advance and then look for overwater discounts as the dates draw near.

Book online and be flexible

This site – overwaterbungalows.net – is not only the only guide to every overwater bungalow resort in the world, it's also the best place to book these rooms. We are part of the Expedia Affiliate Network, which means you get all the benefits of booking with Expedia or Hotels.com (which are the same company), AND all the benefits of having a guide that shows you all the features and photos of every single resort in the area you want to book.

Once you click on the hotel's name and then to the “check online rates” link, you'll be able to see all TripAdvisor reviews, property details, property photos, and all the booking details. You'll also get the “Low Price Guarantee” for all the resorts that offer a special internet price. In most cases, these prices are lower than prices offered on each resort's own site.

And in reality, these resorts tend to be quite similar, so it's best to be flexible and look for those that offer the “special internet price.” As mentioned above, these discounts are usually between 20% and 40% off, and that adds up quickly compared to a resort that is sticking to its high rack rates.

  • Alino fernandes says:

    i wanna book room overwater in may or june how would i do it

    • Roger Wade says:


      There is a link to the cheapest online booking site for each resort on each page. Just look for the link that says “Check for online specials…”

  • Katherine Eitel says:

    ARe all-inclusive resorts a good way to go for over-the-water bungalows?

    • Roger Wade says:


      They are good deals if you enjoy drinking more than one or two alcoholic drinks each day. Generally, pretty much all the activities are included at all overwater resorts, so it’s pretty much food and drinks that are part of all-inclusive. And it’s not surprising that alcohol tends to be quite expensive (as does food) at these resorts, so all-inclusive is best for drinkers. Otherwise, you are subsidizing big drinkers if you don’t consume much alcohol.

      It’s also worth noting that nearly all the all-inclusive overwater resorts in the world are in the Maldives. There are none like that in or near Bora Bora. -Roger

  • Dee Jackson says:

    I really want to stay in a over water bungalow at some point in time. So can you get an all-inclusive with 2 or 3 day in the bungalow and then move to an island room?

    • Roger Wade says:


      Yes, you can definitely stay in an overwater bungalow for only part of a stay at a resort. In fact, it’s mentioned above that this is a pretty good strategy to possibly get an upgrade for additional days or perhaps your whole stay. Best of luck with this. -Roger

  • marcia coleman says:

    I am dreaming and want to plan a trip for a ann. next year. a couple different places so I see all the beauty in Tahiti or where ever I can afford. please send me more info and updated rates. THANKS for the tips.

  • Kira c says:

    Is there a number to call to tell an advisor what exactly we want / expect out of our trip so they can recommend the best resort thay would fit our needs. Also which part of maldives is the best to stay as far as entertainment brar by etc.

    • Roger Wade says:


      We are primarily an online guide to water villa resorts and we don’t do bookings or consultations, although I try to offer advice when I can. As far as which part of the Maldives, each resort there (by law) is on a private island, and each one is different. If you are looking for a place with nightlife and entertainment then you’ll want to book at one of the larger places like Meeru Island, as they have multiple bars and night time activities. Some of the smaller resorts have nothing beyond the dinner service and a small bar. Best of luck with this. -Roger

  • agustin says:

    hello there
    this will be our first time traveling to the maldives ,
    my wife and me want a nice romantic place with a private pool in our overwater bungallow and a beautiful view ,,this will be our second honey moon ,,, wich island or resort do you recomend

    thank you so much .

    • Roger Wade says:


      Actually, we have a list of the best Maldives water villa resorts with private pools. The first one on the list is amazing and it’s also the best of the all-inclusives, though it’s quite expensive. If you are looking for one that is more modestly priced you’ll want to focus on the bottom one on the list, the Irufushi Beach and Spa Resort. The water villas there are huge and all have private pools. Have a great trip and let me know if I can help further. -Roger

  • Jacki says:

    Will it be more overwater bungalows coming to the Caribbean? And who they be affordable?

    • Roger Wade says:


      There is a new resort opening next year in Panama with honeymoon-style overwater bungalows. We don’t know the rates yet, but they should be far more affordable than the new Sandals resorts in Jamaica. If you are okay with the eco-style resorts, there are many in the Caribbean that are fairly affordable. -Roger

  • SOLEENA says:



    • Roger Wade says:


      Thank you for the kind words, and sorry for the delayed response. We actually do an annual list of the cheapest overwater bungalow resorts in the world on our sister site. You’ve probably seen it, but you may not have realized that it’s the same data. There are no secret places that aren’t on the list, at least if you are looking for a “honeymoon-style” overwater bungalow. Let me know if you have any other questions and I’ll try to help, and more quickly this time. -Roger

  • Audrey says:

    for the future
    I hope you don’t mind me sharing 🙂
    It is considered rude to use capital letters when chatting. It is considered to be shouting. You did not sound like you were cross so I thought you’d like to know. Cheers Audrey

  • Marie says:

    You mentioned eco-style resorts in the Caribbean that are fairly affordable. Do you have a list of these? We would love to stay in an affordable over the water bungalow but don’t want to have to fly all the way to Tahiti.

  • Rosary says:

    I am currently planning a birthday and graduation get away, two weeks, two islands, over the water and beach front looking at next April any suggestions on how to save $? I know if we do the over the water on Moorea vs Bora Bora will save some $. Anything else would be much appreciated.

    • Roger Wade says:


      I’d say your best strategy for (hopefully) saving some money, or rather getting a free upgrade, is to book only two nights are so in each overwater bungalow and the rest in a beach room. You will have a much better chance of a room upgrade compared to anyone who is only booked in a beach room, so you should be at the top of the list. You might end up 4 or 5 nights in an overwater bungalow that way while only paying for two and the rest in a beach room. It’s a bit risky if you REALLY want to spend most of the week overwater, but it could work.

      Honestly, the overwater experience is amazing for a few days but the novelty wears off a bit after that because you always have to walk much farther to get anywhere compared to the beach rooms. April is one of the slowest months in the South Pacific, so you should be getting pretty good rates as it is. Sorry I don’t have more advice for you. -Roger

  • May says:

    I wish to combine a trip to Tahiti with a trip to Easter Island next year. Do you have suggestions for somewhere in Tahiti that is an over water option? Also do you know if it is correct that Tahiti and Easter Island are only connected on a Tuesday by air? Do you have any recommendations for how to combine the two? We are flying from NZ.

  • Farid says:

    Searching water villa cheap in Maldives for family

  • Samantha Daley says:

    Hi there. We’re a family of 6 (mum, dad, and four boys 16, 15, 13 and 8) who primarily surf, but also want to enjoy time snorkelling etc. We’d love to stay nearest to decent surf (doesn’t have to be massive though! Just really fun waves-especially as the 8 year old needs to be involved and me (mum) doesn’t really surf bigger than 2-3 foot either these days :)). We desperately want to stay in a water villa but are so happy to do it on the cheap (thats we how we travel-always on a massive budget, so as long as rooms are clean that’s all we care about). Can you recommend anywhere/a few cheap water villas for us? Thanks so much! We’re coming April 13th-April 20th.

    • Roger Wade says:


      Your main challenge will be that most overwater resorts only allow 3 guests per bungalow and a few allow 4 guests per bungalow, but none of them allow 6. You’d have to get two overwater villas for six people and that would start at around US$700 per night at even the cheapest place. A few of the Maldives water villa resorts have surfing beaches, and the cheapest way to pull that off would be to get one water villa and one island villa and take turns in the water villa. Sorry the news isn’t any better. -Roger

  • Pam Gale says:

    My daughter would like to take a trip and stay in an overwater bungalow for some R&R. Are there any “non-Honeymoon” types? Also, we don’t want to fly super far. We live in Florida. Are the sites in Panama safe?

    • Roger Wade says:


      We keep a full list of all overwater bungalows in the Caribbean, and each one is describe in pretty great detail. I have no reason to think that the ones in Panama aren’t safe, although I haven’t been myself. They tend to attract scuba divers and they are very popular from what I can see. There are also overwater bungalows at the Disney Resort on a lake, so that’s another one to look into. Sorry I’m not of more help. -Roger

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