Most overwater resorts cater with bungalows and villas that house a luxury bedroom in addition to a seating area and private deck, but did you know that there are also resorts that take it up a notch and offer two bedrooms, and sometimes even three bedroom suites? These resorts do have a higher nightly rate and are considered to be in the super luxury category, but are well worth the money if you have it.

This is because these larger villas are perfect for families and large groups, with many of the resorts below offering some sort of children friendly amenities, whether that be beds, a Kid's Club, or kid approved menu options. The resorts below also feature spas, dining options, and plenty of fun ocean activities to partake in. With that said, if you're traveling with a group of adults, you'll still find plenty of privacy as the bungalows listed below are very private already with either privacy walls or ocean separating each individual bungalow.

If you're traveling with four people and would prefer to stay in a one bedroom suite, then you'll want to look into the Bora Bora bungalows for four people and the Maldives villas for four people. For more information about overwater resorts in both Bora Bora and the Maldives that offer more than one bedroom, continue reading below.

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Maldives villas with 2+ bedrooms

Gili Lankanfushi Maldives Resort

  • Water villas: 45
  • Total rooms/suites: 45


A medium sized resort that only features overwater rooms, the Gili Lankanfushi Maldives Resort is widely considered one of the nicest overwater resorts in the entire world. One of the reasons this resort is so impressive, is the fact that eight of the villas are only reachable by boat and are separate from the other water villas, which are connected via a boardwalk. The villas here are also mostly open air, meaning that most of each suite is outside, making it so that you’re always immersed within the cool ocean breezes.


If you’re into scuba diving, then the resort’s diving school will be put to use, along with the many snorkeling options available. You’ll also find cultural excursions to some of the nearby islands, as well as plenty of activities within the resort. Because there is so much to do here, if you’re traveling with a large group with different activity preferences, you’ll still be able to find something for everyone.


  • Low season online specials from US$1,262 per night
  • High season online specials from US$1,956 per night
>More information about the Gili Lankanfushi Maldives Resort >Check rates

Ayada Maldives Resort

  • Water villas: 50
  • Total rooms/suites: 112


A 5-star accommodation option, the Ayada Maldives Resort is a top choice in the Maldives overwater resort world. This is because the resort prides itself on not only offering a lot of note worthy amenities inside of each room, but around the entire resort. Starting off, within the resort’s 2 two bedroom suites, you’ll find a separate living area, a private swimming pool, an in-room private bar and wine cellar, an outdoor living area, a raindrop shower in the private bathroom, and 24 hour room service and dining.


The amenities continue with several different restaurants and bars, an infinity-edge beachfront swimming pool, a diving center, and a steam room, relaxation lounge, and spa. If you’re interested in spending lots of time in the ocean, you can do so with surfing, sailing, snorkeling, and fishing.


  • Low season online specials from US$892 per night
  • High season online specials from US$1,218 per night
>More information about the Ayada Maldives Resort >Check rates

COMO Cocoa Island Resort – Maldives

  • Water villas: 33
  • Total rooms/suites: 36


With more water villas than land based rooms, the COMO Cocoa Island Resort is another great option for your next overwater holiday. This resort charms with overwater villas that are designed to look similar to Maldivian fishing boats, which is unique to the Maldives overwater resort scene. Though there are many great one bedroom villa options here, the real winners are the 2 two bedroom villas that are each a total of 3,229 sq ft. Once you catch your breath and are able to look beyond the large size of each villa, you’ll find an entertainment center, full length glass windows, a private sundeck, direct access to the ocean from the sundeck, and a private bathroom.


Around the rest of the resort, you’ll find an open air yoga pavilion, a spa with treatment rooms, a large hydrotherapy pool, and a gym. If you decide to skip eating in your room, you’ll find a restaurant and bar. And of course there are plenty of ocean activities to enjoy, like a sunset cruise, local island tour, boat charters, snorkeling, and scuba diving, which is said to be very good here.


  • Low season online specials from US$977 per night
  • High season online specials from US$1,251 per night
>More information about the COMO Cocoa Island Resort – Maldives >Check rates

Four Seasons Maldives at Landaa Giraavaru

  • Water villas: 40
  • Total rooms/suites: 102


If you’re familiar with the Four Seasons brand, then you’ll expect a certain amount of elegance, which you’ll find at the Four Seasons Maldives at Landaa Giraavaru. This resort may cost a pretty penny per night, but reviews suggest that if you have the money, this is a good place to spend it. All together, there are over a hundred rooms to choose from, both on land and over the water.


But, if you’re traveling with a group and are looking for a larger accommodation, then you’ll want to look at the resort’s 2 two bedroom water suites. These impressively large suites offer a dining table for six people, alongside two bedrooms. This resort caters to both adults and families with younger individuals, and the rooms reflect that with ample space for everyone to walk around freely without each person stepping on the next.


  • Low season online specials from US$1,380 per night
  • High season online specials from US$2,893 per night
>More information about the Four Seasons Maldives at Landaa Giraavaru >Check rates

The Residence Maldives Resort

  • Water villas: 75
  • Total rooms/suites: 94


One of the larger resorts on this list, The Residence Maldives Resort offers both one bedroom and two bedroom options. The two bedroom suites not only offer two bedrooms each, but a private swimming pool and terrace, along with lots of indoor amenities as well.


Throughout the rest of the resort, guests will find themselves privy to ocean activities such as scuba diving, snorkeling, fishing, and windsurfing, among other fun ways to spend your time. After an exciting day out on the water, guests can sit down at the two restaurants and the on-site bar for a refreshing drink and meal. And of course, there’s the spa, which is a full 5-star service facility.


  • Low season online specials from US$601 per night
  • High season online specials from US$1,228 per night
>More information about the The Residence Maldives Resort >Check rates

LUX North Male Atoll Resort – Maldives

  • Water villas: 42
  • Total rooms/suites: 67


With rooms based on land and in the water, the LUX North Male Atoll Resort is a stunner with unique looking villas that each offer a long list of amenities and features. Here, you’ll find the resort’s standard water villas, then you’ll also find four over water residences with two bedrooms each, and one overwater penthouse, which houses three bedrooms and is absolutely huge.


Each of the villas, no matter the size, come with a decorated list of amenities, some of which are air conditioning, a refrigerator, a private bathroom, living room, private pool, and a private outdoor deck with a sitting area. But the resort is much more than luxurious rooms, it also caters with a Kid’s Club, kayaks, stand up paddle boards, fishing, a jewelry boutique, art studio, a spa, and a PADI dive center. Basically, if you’re the type who loves to stay busy, you’ll want to look closer into staying here.


  • Low season online specials from US$1,376 per night
  • High season online specials from US$1,590 per night
>More information about the LUX North Male Atoll Resort – Maldives >Check rates

Jumeirah Dhevanafushi Resort – Maldives

  • Water villas: 16
  • Total rooms/suites: 38


Featuring two overwater villas with two bedrooms and a private pool, the Jumeirah Dhevanafushi Resort looks great at every angle. The overwater villas here (which are a full 800 meters away from the rest of the resort and can only be reached by boat), whether one bedroom or two bedroom, feature a house like design with separate rooms all around. You’ll also find a private deck with sun loungers and direct access to the ocean below via steps. And if you’re a fan of personalized service, you’ll find the 24 hour butler service to your liking.


Outside of the rooms, the resort’s Talise Spa impresses with an over the water location, full gym, a relaxation deck, and various treatment rooms. The dining options here are just as impressive and render great reviews from past guests. And of course, you’ll find lots of ocean activities to enjoy, including snorkeling right outside of your villa.


  • Low season online specials from US$1,350 per night
  • High season online specials from US$1,542 per night
>More information about the Jumeirah Dhevanafushi Resort – Maldives >Check rates

Soneva Jani Residences – Maldives

  • Water villas: 25
  • Total rooms/suites: 57


Showcasing different sized villas, in one bedroom, two bedroom, and three bedroom categories, the Soneva Jani Residences resort offers large house-like villas. These villas all include a private balcony, sitting area, dining area, walk in mini bar, private wine cellar selection, outdoor bathroom, outdoor slide, outdoor dining area, and the list goes on and on.


Even though the villas themselves offer everything you could need, the resort continues to impress with a gift shop, a spa, a cheese room, a chocolate room, and other dining options. This resort is a great choice for families and large groups.


  • Low season online specials from US$4,289 per night
  • High season online specials from US$4,302 per night
>More information about the Soneva Jani Residences – Maldives >Check rates

Bora Bora bungalows with 2+ bedrooms

Conrad Bora Bora Nui

  • Overwater bungalows: 85
  • Total rooms/suites: 120


Though there are only 2 two bedroom bungalows here, the Conrad Bora Bora Nui has made sure that each one is filled with comforts and luxuries. In fact, the two bedroom bungalows are more like houses than ordinary resort rooms. Each of the two feature two levels, three bathrooms, two dressing rooms, one living room, and three flatscreen TVs.


The rest of the resort wows with a hiking trail, lots of ocean activities like snorkeling and jet skiing, babysitting services, outdoor movies, and a lot, lot more. There are also several dining options right on-site, making this resort perfectly suited for an all in one vacation.


  • Low season online specials from US$1,158 per night
  • High season online specials from US$1,180 per night
>More information about the Conrad Bora Bora Nui >Check rates

St. Regis Bora Bora Resort

  • Overwater bungalows: 77
  • Total rooms/suites: 91


Featuring both one bedroom bungalows and two bedroom bungalows, the St. Regis Bora Bora Resort caters to visitors willing to pay for the upmost in luxury. The 5 two bedroom bungalows here are extremely large, 3,455 sq.ft. in total, and impress with two bedrooms, two bathrooms, two private terraces and an outdoor private pool that looks out into the ocean. You’ll also find steps that lead directly into the water, creating easy access to daily swims.


The resort also stuns with some great dining options, and a poolside bar. If you’re more interested in the resort activities than food, you’ll be happy to know that there is a 24 hour gym here, along with a tennis court, swimming pool, bicycle rentals, snorkeling, and the Lagoonarium discovery. Though children are allowed at this resort, you won’t find any at the adults only oasis pool.


  • Low season online specials from US$1,288 per night
  • High season online specials from US$1,830 per night
>More information about the St. Regis Bora Bora Resort >Check rates
30 thoughts on "6 Tips to save money booking an overwater bungalow"

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    1. The tips are in the article and overwater bungalows mostly start at US$300 per night in the absolute cheapest places, but US$600 per night is more realistic in the more desirable places. -Roger

    1. Pam,

      We keep a full list of all overwater bungalows in the Caribbean, and each one is describe in pretty great detail. I have no reason to think that the ones in Panama aren’t safe, although I haven’t been myself. They tend to attract scuba divers and they are very popular from what I can see. There are also overwater bungalows at the Disney Resort on a lake, so that’s another one to look into. Sorry I’m not of more help. -Roger

  1. Hi there. We’re a family of 6 (mum, dad, and four boys 16, 15, 13 and 8) who primarily surf, but also want to enjoy time snorkelling etc. We’d love to stay nearest to decent surf (doesn’t have to be massive though! Just really fun waves-especially as the 8 year old needs to be involved and me (mum) doesn’t really surf bigger than 2-3 foot either these days :)). We desperately want to stay in a water villa but are so happy to do it on the cheap (thats we how we travel-always on a massive budget, so as long as rooms are clean that’s all we care about). Can you recommend anywhere/a few cheap water villas for us? Thanks so much! We’re coming April 13th-April 20th.

    1. Samantha,

      Your main challenge will be that most overwater resorts only allow 3 guests per bungalow and a few allow 4 guests per bungalow, but none of them allow 6. You’d have to get two overwater villas for six people and that would start at around US$700 per night at even the cheapest place. A few of the Maldives water villa resorts have surfing beaches, and the cheapest way to pull that off would be to get one water villa and one island villa and take turns in the water villa. Sorry the news isn’t any better. -Roger

  2. Hi
    I wish to combine a trip to Tahiti with a trip to Easter Island next year. Do you have suggestions for somewhere in Tahiti that is an over water option? Also do you know if it is correct that Tahiti and Easter Island are only connected on a Tuesday by air? Do you have any recommendations for how to combine the two? We are flying from NZ.

  3. I am currently planning a birthday and graduation get away, two weeks, two islands, over the water and beach front looking at next April any suggestions on how to save $? I know if we do the over the water on Moorea vs Bora Bora will save some $. Anything else would be much appreciated.

    1. Rosary,

      I’d say your best strategy for (hopefully) saving some money, or rather getting a free upgrade, is to book only two nights are so in each overwater bungalow and the rest in a beach room. You will have a much better chance of a room upgrade compared to anyone who is only booked in a beach room, so you should be at the top of the list. You might end up 4 or 5 nights in an overwater bungalow that way while only paying for two and the rest in a beach room. It’s a bit risky if you REALLY want to spend most of the week overwater, but it could work.

      Honestly, the overwater experience is amazing for a few days but the novelty wears off a bit after that because you always have to walk much farther to get anywhere compared to the beach rooms. April is one of the slowest months in the South Pacific, so you should be getting pretty good rates as it is. Sorry I don’t have more advice for you. -Roger

  4. You mentioned eco-style resorts in the Caribbean that are fairly affordable. Do you have a list of these? We would love to stay in an affordable over the water bungalow but don’t want to have to fly all the way to Tahiti.

  5. Soleena,
    for the future
    I hope you don’t mind me sharing 🙂
    It is considered rude to use capital letters when chatting. It is considered to be shouting. You did not sound like you were cross so I thought you’d like to know. Cheers Audrey



    1. Soleena,

      Thank you for the kind words, and sorry for the delayed response. We actually do an annual list of the cheapest overwater bungalow resorts in the world on our sister site. You’ve probably seen it, but you may not have realized that it’s the same data. There are no secret places that aren’t on the list, at least if you are looking for a "honeymoon-style" overwater bungalow. Let me know if you have any other questions and I’ll try to help, and more quickly this time. -Roger

    1. Jacki,

      There is a new resort opening next year in Panama with honeymoon-style overwater bungalows. We don’t know the rates yet, but they should be far more affordable than the new Sandals resorts in Jamaica. If you are okay with the eco-style resorts, there are many in the Caribbean that are fairly affordable. -Roger

  7. hello there
    this will be our first time traveling to the maldives ,
    my wife and me want a nice romantic place with a private pool in our overwater bungallow and a beautiful view ,,this will be our second honey moon ,,, wich island or resort do you recomend

    thank you so much .

    1. Agustin,

      Actually, we have a list of the best Maldives water villa resorts with private pools. The first one on the list is amazing and it’s also the best of the all-inclusives, though it’s quite expensive. If you are looking for one that is more modestly priced you’ll want to focus on the bottom one on the list, the Irufushi Beach and Spa Resort. The water villas there are huge and all have private pools. Have a great trip and let me know if I can help further. -Roger

  8. Is there a number to call to tell an advisor what exactly we want / expect out of our trip so they can recommend the best resort thay would fit our needs. Also which part of maldives is the best to stay as far as entertainment brar by etc.

    1. Kira,

      We are primarily an online guide to water villa resorts and we don’t do bookings or consultations, although I try to offer advice when I can. As far as which part of the Maldives, each resort there (by law) is on a private island, and each one is different. If you are looking for a place with nightlife and entertainment then you’ll want to book at one of the larger places like Meeru Island, as they have multiple bars and night time activities. Some of the smaller resorts have nothing beyond the dinner service and a small bar. Best of luck with this. -Roger

  9. I am dreaming and want to plan a trip for a ann. next year. a couple different places so I see all the beauty in Tahiti or where ever I can afford. please send me more info and updated rates. THANKS for the tips.

  10. I really want to stay in a over water bungalow at some point in time. So can you get an all-inclusive with 2 or 3 day in the bungalow and then move to an island room?

    1. Dee,

      Yes, you can definitely stay in an overwater bungalow for only part of a stay at a resort. In fact, it’s mentioned above that this is a pretty good strategy to possibly get an upgrade for additional days or perhaps your whole stay. Best of luck with this. -Roger

    1. Katherine,

      They are good deals if you enjoy drinking more than one or two alcoholic drinks each day. Generally, pretty much all the activities are included at all overwater resorts, so it’s pretty much food and drinks that are part of all-inclusive. And it’s not surprising that alcohol tends to be quite expensive (as does food) at these resorts, so all-inclusive is best for drinkers. Otherwise, you are subsidizing big drinkers if you don’t consume much alcohol.

      It’s also worth noting that nearly all the all-inclusive overwater resorts in the world are in the Maldives. There are none like that in or near Bora Bora. -Roger

    1. Alino,

      There is a link to the cheapest online booking site for each resort on each page. Just look for the link that says "Check for online specials…"